System and method for automatic analysis of rate information
First Claim
1. A computer implemented multi-factor rate analysis system for analyzing service provider rate plan information, the system comprising:
- a user module for accessing user information including a user'"'"'s prior usage information and the user'"'"'s preferences;
a service provider database for storing service provider information wherein service provider information comprises rate plan information associated with one or more service providers;
a multi-factor rate analysis engine module for analyzing on a per user basis user information and service provider information to generate one or more savings suggestions based on the rate plan information, the user'"'"'s prior usage information and at least one user preference; and
wherein the user information further includes a threshold amount of savings that would cause the user to switch rate plans.
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Accused Products
Abstract
A multi-factor rate analysis system and method for analyzing service plan rates, service providers, and savings other information is provided. Rate information may be based on one or more of historical and other user specific usage information and preferences, current rate information for one or more services as well as other information. This information may be used to identify one or more rate plans that are advantageous to a user, enable the user to select from the identified plans, facilitate the ability of the user to switch from one rate plan to another and provide other benefits and advantages.
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Citations
24 Claims
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1. A computer implemented multi-factor rate analysis system for analyzing service provider rate plan information, the system comprising:
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a user module for accessing user information including a user'"'"'s prior usage information and the user'"'"'s preferences; a service provider database for storing service provider information wherein service provider information comprises rate plan information associated with one or more service providers; a multi-factor rate analysis engine module for analyzing on a per user basis user information and service provider information to generate one or more savings suggestions based on the rate plan information, the user'"'"'s prior usage information and at least one user preference; and wherein the user information further includes a threshold amount of savings that would cause the user to switch rate plans. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A computer implemented multi-factor rate analysis system for analyzing service provider rate plan information, the system comprising:
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a user module for accessing user information including a user'"'"'s prior usage information and the user'"'"'s preferences; a service provider database for storing service provider information wherein service provider information comprises rate plan information associated with one or more service providers; a multi-factor rate analysis engine module for analyzing on a per user basis user information and service provider information to generate one or more savings suggestions based on the rate plan information, the user'"'"'s prior usage information and at least one user preference; the user information further including rate plan switching criteria and further comprising a switching module for automatically switching the user to a new rate plan when the rate plan switching criteria is met.
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13. A computer implemented method for analyzing service provider rate plan formation, the method comprising the steps of:
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accessing user information including a user'"'"'s prior usage information and the user'"'"'s preferences; storing service provider information wherein service provider information comprises rate plan information associated with one or more service providers; analyzing, on a per user basis, user information and service provider information to generate one or more preferred savings suggestions based on the rate plan information, the user'"'"'s prior usage information and at least one of the user'"'"'s preferences; and wherein user information further includes a threshold amount of savings that would cause the user to switch rate plans. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A computer implemented method for analyzing service provider rate plan formation, the method comprising the steps of:
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accessing user information including a user'"'"'s prior usage information and the user'"'"'s preferences; storing service provider information wherein service provider information comprises rate plan information associated with one or more service providers; analyzing, on a per user basis, user information and service provider information to generate one or more preferred savings suggestions based on the rate plan information, the user'"'"'s prior usage information and at least one of the user'"'"'s preferences; and wherein the user information further includes rate plan switching criteria, and further comprising the step of automatically switching the user to a new rate plan when the rate plan switching criteria is met.
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Specification