Techniques for using loyalty cards and redeeming accumulated value
First Claim
Patent Images
1. A computer network-implemented method of redeeming value accumulated in a consumer account, the method comprising:
- receiving information identifying a first redemption identifier at a store POS terminal of a computer network;
determining a first accumulate identifier corresponding to, but not the same as, the first redemption identifier through the store POS terminal, the first accumulate identifier used for accumulating, and decoupled from redeeming, value in an account associated with the first accumulate identifier; and
redeeming a portion of the value accumulated in the account associated with the first accumulate identifier at the store POS terminal.
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Accused Products
Abstract
Techniques for accumulating value and redeeming the accumulated value in a flexible manner. An accumulate ID is provided that may be used by consumers to accumulate value (e.g., cash, points, etc.) in an account associated with the accumulate ID. A redemption ID is provided that enables the value accumulated in the account, or a portion thereof, to be redeemed.
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Citations
26 Claims
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1. A computer network-implemented method of redeeming value accumulated in a consumer account, the method comprising:
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receiving information identifying a first redemption identifier at a store POS terminal of a computer network; determining a first accumulate identifier corresponding to, but not the same as, the first redemption identifier through the store POS terminal, the first accumulate identifier used for accumulating, and decoupled from redeeming, value in an account associated with the first accumulate identifier; and redeeming a portion of the value accumulated in the account associated with the first accumulate identifier at the store POS terminal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method of enabling accumulation and redemption of value in a consumer account, the method comprising:
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receiving information identifying one or more purchases made by a consumer at a first store POS terminal of a computer network; receiving an accumulate identifier associated with a consumer account and the one or more purchases at the first store POS terminal; receiving a redemption identifier, not identical to the accumulate identifier, associated with the consumer account and the one or more purchases at the first store POS terminal; storing the information identifying the one or more purchases, the accumulate identifier, and the redemption identifier in a transaction log for the first store POS terminal; analyzing the transaction log to determine information identifying the one or more purchases and the accumulate identifier and the redemption identifier associated with the one or more purchases; and storing correlation information correlating the accumulate identifier and the redemption identifier in a database of the computer network. - View Dependent Claims (11, 12, 13)
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14. A computer program product comprising a non-transitory computer-readable medium containing computer executable code that performs the steps of:
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receiving information identifying a first redemption identifier at a store POS terminal; determining a first accumulate identifier corresponding, but not identical, to the first redemption identifier through the store POS terminal, the first accumulate identifier used for accumulating, and decoupled from redeeming, value in an account associated with the first accumulate identifier; and redeeming a portion of the value accumulated in the account associated with the first accumulate identifier at the store POS terminal. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22)
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23. A computer program product comprising a non-transitory computer-readable medium containing computer executable code that performs the steps of:
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receiving information identifying one or more purchases made by a consumer at a first store POS terminal; receiving an accumulate identifier associated with the one or more purchases at the first store POS terminal; receiving a redemption identifier, not identical to the accumulate identifier, associated with the one or more purchases at the first store POS terminal; storing the information identifying the one or more purchases, the accumulate identifier, and the redemption identifier in a transaction log for the first store POS terminal; analyzing the transaction log to determine information identifying the one or more purchases and the accumulate identifier and the redemption identifier associated with the one or more purchases; and storing correlation information correlating the accumulate identifier and the redemption identifier. - View Dependent Claims (24, 25, 26)
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Specification