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Techniques for using loyalty cards and redeeming accumulated value

  • US 7,805,333 B2
  • Filed: 02/12/2004
  • Issued: 09/28/2010
  • Est. Priority Date: 02/14/2003
  • Status: Expired due to Fees
First Claim
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1. A computer network-implemented method of redeeming value accumulated in a consumer account, the method comprising:

  • receiving information identifying a first redemption identifier at a store POS terminal of a computer network;

    determining a first accumulate identifier corresponding to, but not the same as, the first redemption identifier through the store POS terminal, the first accumulate identifier used for accumulating, and decoupled from redeeming, value in an account associated with the first accumulate identifier; and

    redeeming a portion of the value accumulated in the account associated with the first accumulate identifier at the store POS terminal.

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