Retrieving personal account information from a web site by reading a credit card
First Claim
1. A method of accessing personal account information of a credit card associated with a user over a global communication packet-switched network, comprising the steps of:
- at a user location disposed on the network, resolving a machine-resolvable code (MRC) having a representation of the coded information contained therein and disposed on the credit card of the user, the representation of the coded information having no personal information contained therein relating to the user and no routing information over a network;
extracting the representation of the coded information from the MRC, the representation of the coded information associated with routing information that is associated with both the personal account information of the user and a specific and unique credit card company server having stored thereat the personal account information of the user, which routing information, personal account information and credit card server information are not stored on the credit card;
in response to the steps of resolving and extracting, obtaining the routing information to the credit card server associated with the extracted representation of the coded information;
connecting the user location to the specific and unique credit card company server across the network over a determined route in accordance with the obtained routing information;
transmitting the extracted representation of the coded information to the specific and unique credit card company server over the determined route during the step of connecting;
using the transmitted representation of the coded information at the specific and unique credit card company server to determine the personal account information associated with the extracted representation of the coded information such that the representation of the coded information is used for and has a unique association with both obtaining routing information to the unique credit card server and for determining the personal account information;
returning the determined personal account information from the specific and unique credit card company server to the user location; and
presenting the determined personal account information to the user at the user location.
12 Assignments
0 Petitions
Accused Products
Abstract
A method of accessing personal account information of a credit card (3400) over a global communication packet-switched network (306). At a user location disposed on the network (306), a machine-resolvable code (MRC) (3402) of the credit card (3400) of a user is read with a reading device (3410). Coded information is extracted from the MRC (3402). Routing information associated with the coded information is obtained, which routing information corresponds to the personal account information of the user stored on a credit card company server (3300) disposed on the network (306). The user location connects to the credit card company server (3300) across the network in accordance with the routing information. The personal account information is returned from the credit card company server (3300) to the user location. The personal account information is then presented to the user at the user location.
207 Citations
13 Claims
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1. A method of accessing personal account information of a credit card associated with a user over a global communication packet-switched network, comprising the steps of:
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at a user location disposed on the network, resolving a machine-resolvable code (MRC) having a representation of the coded information contained therein and disposed on the credit card of the user, the representation of the coded information having no personal information contained therein relating to the user and no routing information over a network; extracting the representation of the coded information from the MRC, the representation of the coded information associated with routing information that is associated with both the personal account information of the user and a specific and unique credit card company server having stored thereat the personal account information of the user, which routing information, personal account information and credit card server information are not stored on the credit card; in response to the steps of resolving and extracting, obtaining the routing information to the credit card server associated with the extracted representation of the coded information; connecting the user location to the specific and unique credit card company server across the network over a determined route in accordance with the obtained routing information; transmitting the extracted representation of the coded information to the specific and unique credit card company server over the determined route during the step of connecting; using the transmitted representation of the coded information at the specific and unique credit card company server to determine the personal account information associated with the extracted representation of the coded information such that the representation of the coded information is used for and has a unique association with both obtaining routing information to the unique credit card server and for determining the personal account information; returning the determined personal account information from the specific and unique credit card company server to the user location; and presenting the determined personal account information to the user at the user location. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method for accessing personal information from a remote location on a network, comprising the steps of:
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reading at a user location on the network a unique information access code disposed on a portable access device that is carried by a user, which unique information access code is uniquely associated with both routing information on the network to the remote location and with personal information at the remote location of a user that is associated with the portable access device, wherein the association of the remote location with the unique information access code is unique to such unique information access code such that only that single remote location contains the associated personal information, wherein the routing information and personal information are not disposed on or in close proximity to the portable access device; obtaining the routing information from a database by comparing the unique information access code in a matching operation to a record in the database to determine if there exists in the record a pre-association between the unique information access code and at least one routing information and, if so, then allowing access to such matching routing information; accessing the remote location in accordance with the obtained routing information; transmitting to the remote location the unique information access code; and at the remote location, receiving the unique information access code and accessing personal information associated therewith and forwarding the personal information back to the user location for viewing by the user, the step of forwarded comprising; sending from the remote location a request for personal identification after determining that there is contained in the database local to the remote location personal information associated with the unique information access code such that the unique information access code is used for and has a unique relationship with both obtaining routing information to the remote location and for entering personal identification information, entering the personal identification information at the user location, and in response to input of a personal identification information by the user, returning the personal information to the user location. - View Dependent Claims (11, 12, 13)
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Specification