Appliance for financial transaction tokens
First Claim
1. An accessory for a financial token, the financial token having an embedded processor, a memory, an energy source, and an electrical interface, the accessory comprising:
- an onboard power source;
charging circuit means for electrically charging the onboard power source by physical movement of the accessory;
a mass and a piezoelectric crystal electrically coupled to the charging circuit means, wherein the physical movement of the accessory includes impact of the mass on the piezoelectric crystal, whereby the piezoelectric crystal delivers an electrical current into the onboard power source;
an integrated processor;
a user interface;
a power circuit;
means for placing the financial token in electrical communication with the power circuit through the electrical interface to charge the energy source; and
storage, wherein each of the onboard power source, the integrated processor, the user interface, the power circuit, and the storage are in electrical communication with at least one of the others.
1 Assignment
0 Petitions
Accused Products
Abstract
There is provided an accessory device for a financial transaction token. The accessory has an onboard power storage device that enables a financial token or card that is in communication with the accessory to operate when the card or token is not in the proximity of a merchant terminal (e.g.; a POS terminal). In one implementation, the onboard power storage device includes a rechargeable battery or capacitor such as a thin-film capacitor that stores sufficient energy to power the accessory'"'"'s onboard electronics and/or the electronics of a financial token in communication with the accessory. The accessory may be a subcomponent of another consumer device such as a computing device, communications device, an item of clothing, an item of jewelry, a cell phone, a PDA, an identification card, a money holder, a wallet, a purse, a briefcase, or a personal organizer.
18 Citations
50 Claims
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1. An accessory for a financial token, the financial token having an embedded processor, a memory, an energy source, and an electrical interface, the accessory comprising:
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an onboard power source; charging circuit means for electrically charging the onboard power source by physical movement of the accessory; a mass and a piezoelectric crystal electrically coupled to the charging circuit means, wherein the physical movement of the accessory includes impact of the mass on the piezoelectric crystal, whereby the piezoelectric crystal delivers an electrical current into the onboard power source; an integrated processor; a user interface; a power circuit; means for placing the financial token in electrical communication with the power circuit through the electrical interface to charge the energy source; and storage, wherein each of the onboard power source, the integrated processor, the user interface, the power circuit, and the storage are in electrical communication with at least one of the others. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. An accessory for a financial token, the financial token having an embedded processor, a memory, an energy source, a power interface, and a data interface, the accessory comprising:
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an onboard power source; charging circuit means for electrically charging the onboard power source by physical movement of the accessory; a mass and a piezoelectric crystal electrically coupled to the charging circuit means, wherein the physical movement of the accessory includes impact of the mass on the piezoelectric crystal, whereby the piezoelectric crystal delivers an electrical current into the onboard power source; an integrated processor; a user interface; a power circuit; a data circuit; means for placing the financial token in electrical communication with the accessory wherein; the power circuit energizes the electrical interface to charge the energy source; and the data circuit communicates data from the integrated processor to the embedded processor through an internal data port; and storage, wherein each of the onboard power source, the integrated processor, the user interface, the power circuit, and the storage are in electrical communication with at least one of the others. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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30. An accessory for a financial token, the financial token having an embedded processor, a memory, an energy source, a power interface, and a data interface, the accessory comprising:
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an onboard power source; charging circuit means for electrically charging the onboard power source by physical movement of the accessory; a mass and a piezoelectric crystal electrically coupled to the charging circuit means, wherein the physical movement of the accessory includes impact of the mass on the piezoelectric crystal, whereby the piezoelectric crystal delivers an electrical current into the onboard power source; an integrated processor; a user interface; a power circuit; a data circuit; an external interface for encoding data including an account for effecting the payment for a transaction wherein the account data regarding the transaction is transmitted by the integrated processor to an external data port; means for placing the financial token in electrical communication with the power circuit through the electrical interface to charge the energy source; and storage, wherein each of the onboard power source, the integrated processor, the user interface, the power circuit, and the storage are in electrical communication with at least one of the others. - View Dependent Claims (31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43)
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44. An accessory for a financial token, the financial token having an embedded processor, a memory, an energy source, and an electrical interface, the accessory comprising:
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an onboard power source; an integrated processor; a power circuit that includes means for receiving a charge status signal from the financial token; storage; a user interface that includes; means for data input; and display means, in electrical communication with the integrated processor and the power circuit, for rendering contents of the storage; and means for placing the financial token in electrical communication with the power circuit through the electrical interface to charge the energy source, wherein; each of the onboard power source, the integrated processor, the user interface, the power circuit, and the storage are in electrical communication with at least one of the others; and the storage includes code which, when executed by the integrated processor, the integrated processor; derives a charge state of the energy source within the financial token from the received charge status signal; and perform commands received by the data input means. - View Dependent Claims (45, 46, 47, 48, 49, 50)
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Specification