System and method for implementing a consolidated application process
First Claim
1. A computer-implemented method for dynamically creating a network based application form in order to receive an application for multiple products offered by a single entity, the method comprising the steps of:
- receiving a request from a customer computing system to apply for a plurality of products offered by the entity, the request received over a network at a host server, wherein specific categories of information are required to be submitted to apply for each one of the plurality of products available through the entity;
dynamically assembling, using a dynamic application module implemented by a computer processor at the host server, in response to the request, an application page for display over the network, the assembly including,determining, using the dynamic application module, each category of information required for each requested product,locating, using the dynamic application module, at least one document corresponding to each category of information, andcombining the located documents, using the dynamic application module, to create the application page in response to the request, such that a field for each located document is included in the application page only once, thus avoiding duplicative requests for information to the customer; and
receiving information over the network at the host server from the customer computing system corresponding to each field contained in the application page.
2 Assignments
0 Petitions
Accused Products
Abstract
A system and method for dynamically creating and presenting a network based application for any number of a plurality of products. The method and system upon receiving a request to apply for one or more of a plurality of products, dynamically creates an application pages that includes fields to input the specific information required to apply for the selected products. The application page is provided to the applicant through the network and the application data is received by the system. The method and system causes the application data to be processed and provides the results to the applicant. The applicant is provided the results of multiple specific applications in with minimal data input and in real time.
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Citations
18 Claims
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1. A computer-implemented method for dynamically creating a network based application form in order to receive an application for multiple products offered by a single entity, the method comprising the steps of:
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receiving a request from a customer computing system to apply for a plurality of products offered by the entity, the request received over a network at a host server, wherein specific categories of information are required to be submitted to apply for each one of the plurality of products available through the entity; dynamically assembling, using a dynamic application module implemented by a computer processor at the host server, in response to the request, an application page for display over the network, the assembly including, determining, using the dynamic application module, each category of information required for each requested product, locating, using the dynamic application module, at least one document corresponding to each category of information, and combining the located documents, using the dynamic application module, to create the application page in response to the request, such that a field for each located document is included in the application page only once, thus avoiding duplicative requests for information to the customer; and receiving information over the network at the host server from the customer computing system corresponding to each field contained in the application page. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-implemented system for obtaining application data from an applicant through a dynamically created network based application form in order to receive an application for multiple products offered by a single entity, the system comprising:
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a dynamic application module utilized by a host server for receiving a request over a network from a customer computing system to apply for at least two of a plurality of products offered by the entity, the dynamic application module determining categories of information required for the at least two selected products, wherein specific categories of information are required to be submitted to apply for each one of the products, the dynamic application module dynamically creating an application requesting data corresponding to the information categories from the customer computing system required to apply for the at least two of a plurality of products available through the entity, the dynamic creation including, determining, utilizing the dynamic application module, each category of information required for each requested product, locating, using the dynamic application module, at least one document corresponding to each category of information, and combining the located documents using the dynamic application module to create the application page in response to the request, such that a field for each located document is included in the application page only once, thus avoiding duplicative requests for information to the customer; and receiving the data requested over the network at the host server; and a decision module utilized by the host server, the decision module in communication with said dynamic application module, said decision module for receiving the data, generating a decision regarding the application using a computer processor, and providing the decision to said dynamic application module. - View Dependent Claims (9, 10, 11, 12)
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13. A computer-implemented method for dynamically creating a network based application form in order to receive an application for multiple products offered by a single entity, the method comprising the steps of:
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receiving, over a network at a host server, a request to apply for at least one of a plurality of products in the form of a uniform resource locator, wherein specific categories of information are required to be submitted to apply for each one of the plurality of products; parsing the uniform resource locator to identify the at least one of a plurality of products; dynamically assembling an application page using a dynamic application module implemented by a processor at the host server for display over the network, the assembly including, determining, using the dynamic application module, each category of information required for each requested product, locating, using the dynamic application module, at least one document corresponding to each category of information, and combining the located documents using the dynamic application module to create the application page in response to the request, such that a field for each located document is included in the application page only once, thus avoiding duplicative requests for information to the customer; and receiving, over the network at the host server, information input corresponding to each field contained in the application page. - View Dependent Claims (14, 15, 16, 17, 18)
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Specification