Computerized method and system of assigning an absolute liability value for an accident
First Claim
1. A computer-implemented method of estimating liability for a vehicle accident, comprising:
- estimating a base liability of a party involved in a vehicle accident using a computer system, wherein the base liability is a portion of the liability of the party for the accident that is independent of factors specific to;
condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident;
estimating an effect of one or more factors specific to;
condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident, on the liability of the party, using the computer system;
determining an estimate of liability of the party using the computer system, wherein the estimate of liability is at least partially based on;
the base liability as modified by one or more of the estimated factors;
orthe base liability as modified by an absolute liability value if one or more criteria are met, wherein the absolute liability value applies regardless of the effect of at least one of the estimated factors.
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Accused Products
Abstract
Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, an accident type of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be an accident type. The computer system may display one or more of the accident types in the memory as a graphical image on the graphical user interface. A user may select an accident type of the vehicle accident from the graphical user interface.
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Citations
47 Claims
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1. A computer-implemented method of estimating liability for a vehicle accident, comprising:
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estimating a base liability of a party involved in a vehicle accident using a computer system, wherein the base liability is a portion of the liability of the party for the accident that is independent of factors specific to;
condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident;estimating an effect of one or more factors specific to;
condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident, on the liability of the party, using the computer system;determining an estimate of liability of the party using the computer system, wherein the estimate of liability is at least partially based on; the base liability as modified by one or more of the estimated factors;
orthe base liability as modified by an absolute liability value if one or more criteria are met, wherein the absolute liability value applies regardless of the effect of at least one of the estimated factors. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 40, 41, 42, 43, 44, 45, 46, 47)
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38. A system for estimating liability for a vehicle accident, comprising:
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a CPU; and a memory coupled to the CPU, wherein the memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement; estimating a base liability of a party involved in a vehicle accident, wherein the base liability is a portion of the liability of the party for the accident that is independent of factors specific to condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident; estimating an effect of one or more factors specific to;
condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident, on the base liability;determining an estimate of liability of the party , wherein the estimate of liability is at least partially based on; the base liability as modified by the one or more of the estimated factors;
orthe base liability as modified by an absolute liability value if one or more criteria are met, wherein the absolute liability value applies regardless of the effect of at least one of the estimated factors.
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39. A computer-readable storage medium comprising program instructions, wherein the program instructions are computer-executable to implement:
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estimating a base liability of a party involved in a vehicle accident using a computer system, wherein the base liability is a portion of the liability of the party for the accident that is independent of factors specific to condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident; estimating an effect of one or more factors specific to;
condition of vehicles in the accident, condition of drivers in the accident, actions of drivers in the accident, and environmental conditions common to vehicles in the accident, on the base liability, using the computer system;determining an estimate of liability of the party using the computer system, wherein the estimate of liability is at least partially based on; the base liability as modified by one or more of the estimated factors;
or the base liability as modified by an absolute liability value if one or more criteria are met, wherein the absolute liability value applies regardless of the effect of at least one of the estimated factors.
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Specification