Private entity profile network

• US 7,848,976 B2
• Filed: 12/08/2004
• Issued: 12/07/2010
• Est. Priority Date: 12/10/2003
• Status: Expired due to Fees

• Current Assignee: AlphaCap Ventures LLC
• Original Assignee: AlphaCap Ventures LLC
• Inventors: Juarez, Richard A., Brown, Zachary J. J.
• Primary Examiner(s): KAZIMI, HANI M
• Application Number:
  US11/007,782
• Publication Number:
  US 20050144135A1
• Time in Patent Office: 2,190 Days
• Field of Search: 705705-737
• US Class Current: 705/35
• CPC Class Codes: G06F 16/9535 Search customisation based on user profiles and personalisation
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis

Abstract

In private equity and debt funding operations, resource providers define electronic data collection templates to be filled in by prospective resource consumers to form semi-homogeneous profiles. Providers and/or consumers can assign themselves and/or third parties various individualized levels of permissions to access and to perform activities on the profiles. Providers can organize profiles into portfolios to further manage the data. All accesses and activities, such as changes to the data, are tracked and recorded in logs useful for audit purposes.

Claims

1. A method of managing resource consumer information, comprising the steps of:

a system of one or more machines providing to a resource provider, a first set of one or more resource-provider-input-regions within a user interface, where processing input received in the first set of one or more resource-provider-input-regions, causes the system to define requirements of, and to name, at least one profile group;

the system providing to the resource provider, a second set of one or more resource-provider-input-regions within a user interface, where processing input received in the second set of one or more resource-provider-input-regions causes the system to define a data collection template of fields for a semi-homogenous profile of desired resource consumer information according to requirements of a selected profile group, data collection templates of fields of different semi-homogeneous profiles need not be uniform for all semi-homogeneous profiles;

the system providing to at least one user, by a computer, a telephone or a Personal Digital Assistant, one or more user fields within a user interface in which the user may input information into the user fields;

storing the information as a semi-homogenous profile record in an electronic database system;

the system providing the resource provider, by a computer, a third set of one or more resource-provider-input-regions within a user interface where processing input received in the third set of one or more resource-provider-input-regions causes the system to associate the profile record with the selected profile group; and

the system providing to at least one authorized party, one or more authorized-party-input-regions within a user interface, where processing input received in the one or more authorized-party-input-regions causes the system to access information stored in the system and associated with a selected profile group.

2. A method of managing resource consumer information, comprising the steps of:

storing the information as one or more profile or portfolio records in an electronic database system having semi-homogeneous profiles, data collection templates of fields of different semi-homogeneous profiles need not be uniform for all semi-homogeneous profiles;

permitting at least one UserName to access and perform certain activities on records stored in the system;

establishing UserName permissions for taking SnapShots of profile or portfolio records;

the system providing to a permitted UserName, a first set of one or more input regions within a user interface, where processing input received in the first set of one or more input regions causes the system to identify elements of a profile or portfolio record, including file attachments and comments, to be archived in a SnapShot;

scheduling when to, by a computer, automatically take a SnapShot;

the system providing to a permitted UserName, a second set of one or more input regions within a user interface, where processing input received in the second set of one or more input regions, allows the UserName to manually cause the system to take a SnapShot;

providing to permitted UserNames, a third set of one or more input regions within a user interface, where processing input received in the third set of one or more input regions causes the system to retrieve SnapShots; and

making, by a computer, an entry in a Change History log that indicates all accesses, activities and changes and the date and time that they are made, and what UserName made them, to each record or SnapShot of a record.

3. The method of claim 2 wherein a trusted third party, who is neutral to resource providers and to resource consumers, manages the SnapShots and the associated permissions in the electronic database system.

4. A method of managing resource consumer information, comprising the steps of:

defining a data collection template of fields for a semi-homogenous profile of resource consumer information desired by a resource provider, data collection templates of fields of different semi-homogeneous profiles need not be uniform for all semi-homogeneous profiles;

allowing at least one user to, by a computer, a telephone or a Personal Digital Assistant, input information into the fields;

storing the information input into the template as a profile in an electronic database system;

defining profile groups and, for each profile group, the requirements for a profile to meet the definition of the profile group;

associating profiles with profile groups whose definitions the profiles meet; and

allowing at least one authorized party to, by a computer, access profile group information stored in the system.