Method and system for authorizing card account transactions by geographic region
First Claim
Patent Images
1. A method for authorizing card account transactions by geographic region comprising:
- receiving account information associated with a card account held by a user;
using one or more computer processors, providing data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations in a map image, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated, each merchant location displayed at its respective location in the map image;
determining an authorization status for each of the plurality of geographic regions and plurality of merchant locations;
receiving a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location;
adjusting the authorization status for the selected geographic region or selected merchant location;
receiving an authorization request for a desired transaction using the card account; and
providing authorization information for the desired transaction in accordance with the adjusted authorization status.
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Abstract
A method and system for authorizing card account transactions by geographic region by providing data for a user interface displaying geographic regions and merchant locations each corresponding to the location of a merchant where a transaction using a card account may be initiated, receiving a user interface selection representing a request to authorize or restrict card account transactions, receiving authorization requests for desired transactions, and authorizing or restricting the transactions in accordance with the request.
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Citations
25 Claims
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1. A method for authorizing card account transactions by geographic region comprising:
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receiving account information associated with a card account held by a user; using one or more computer processors, providing data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations in a map image, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated, each merchant location displayed at its respective location in the map image; determining an authorization status for each of the plurality of geographic regions and plurality of merchant locations; receiving a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location; adjusting the authorization status for the selected geographic region or selected merchant location; receiving an authorization request for a desired transaction using the card account; and providing authorization information for the desired transaction in accordance with the adjusted authorization status. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A system for authorizing card account transactions by geographic region comprising:
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a communication module operable to receive account information associated with a card account held by a user; an interface module operable to provide data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations in a map image, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated, each merchant location displayed at its respective location in the map image; a processing module operable to determine an authorization status for each of the plurality of geographic regions and plurality of merchant locations; a user interface communication module operable to receive a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location; an adjustment module operable to adjust the authorization status for the selected geographic region or selected merchant location; a transaction processing module operable to receive an authorization request for a desired transaction using the card account; and an authorization module operable to provide authorization information for the desired transaction in accordance with the adjusted authorization status. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A computer-accessible medium encoded with computer program code effective to perform the following:
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receive account information associated with a card account held by a user; provide data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations in a map image, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated, each merchant location displayed at its respective location in the map image; determine an authorization status for each of the plurality of geographic regions and plurality of merchant locations; receive a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location; adjust the authorization status for the selected geographic region or selected merchant location; receive an authorization request for a desired transaction using the card account; and provide authorization information for the desired transaction in accordance with the adjusted authorization status.
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Specification