Electronic settlement system, settlement apparatus, and terminal
First Claim
1. An electronic authentication server system for setting up an authentication through a communication network, which effects communication of a personal terminal including an information indicating unit for participating in the authentication with an actual terminal including an input unit for inputting information regarding the authentication in association with the actual terminal, comprising:
- a communicating section connected to the communication network; and
a processing unit for setting up a link information including authentication ID information and transmitting said link information which is indictable in the information indicating unit of said personal terminal upon receipt of information regarding the authentication, said processing unit establishing a synchronization of communication between the personal terminal and the actual terminal one-to-one upon receipt of both the same authentication ID information transmitted to the personal terminal and an indication in response to the link information indicating on the indicating unit from the personal terminal;
wherein said personal and actual terminals send and receive message in real time via the processing unit during the synchronization.
10 Assignments
0 Petitions
Accused Products
Abstract
A simple, easy, and safe electronic settlement system is provided. A user terminal such as a cellular phone is wirelessly connected to a synchronizing server. A cashier server of a mail order retailer activates a virtual cashier terminal, and connects to the synchronizing server. The synchronizing server sets a transaction identifying number in order to identify the transaction, and sends to the user terminal information about the cashier server and the transaction identifying number. A user confirms the cashier server, and returns the transaction identifying number to the synchronizing server. The synchronizing server completes a transaction between the virtual cashier terminal and the user terminal, both of which are corresponded to each other by the transaction identification number. The user can complete a settlement of mail order without telling his or her personal information such as a credit card number or a password to a mail order retailer. A security of the system is improved.
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Citations
36 Claims
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1. An electronic authentication server system for setting up an authentication through a communication network, which effects communication of a personal terminal including an information indicating unit for participating in the authentication with an actual terminal including an input unit for inputting information regarding the authentication in association with the actual terminal, comprising:
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a communicating section connected to the communication network; and a processing unit for setting up a link information including authentication ID information and transmitting said link information which is indictable in the information indicating unit of said personal terminal upon receipt of information regarding the authentication, said processing unit establishing a synchronization of communication between the personal terminal and the actual terminal one-to-one upon receipt of both the same authentication ID information transmitted to the personal terminal and an indication in response to the link information indicating on the indicating unit from the personal terminal; wherein said personal and actual terminals send and receive message in real time via the processing unit during the synchronization. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. An electronic authentication system for setting up an authentication through a communication network, comprising:
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a personal terminal which is operated for participating in the authentication, said personal terminal being connectable to the communication network and having an information indicating unit an input unit for inputting an indication; a virtual terminal which is connectable to the communication network for participating in the authentication with said personal terminal; a communicating terminal including an input unit for inputting information regarding the authentication; an order-receiving center including an order-receiving unit for receiving information regarding the authentication through said input unit of said communicating terminal; and a synchronizing server communicating with said personal terminal, said order-receiving center and said virtual terminal, said synchronizing sever setting up a link information including authentication ID information in association with said virtual terminal and transmitting said link information to said personal terminal upon receipt by said synchronizing server of information regarding the authentication transmitted by said order-receiving unit, and said synchronizing server establishing a synchronization of communication between the personal terminal and said virtual terminal one-to-one upon receipt of both the same authentication ID information and the indication in response to the link information indicated on the indicating unit from said personal terminal, wherein said personal and actual terminals send and receive message in real time via the synchronizing server during the synchronization. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27)
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28. An electronic authentication system for setting up an authentication through a communication network, comprising:
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a personal terminal which is operated for participating in the authentication, said personal terminal being connectable to the communication network and including an information indicating unit; an actual terminal which is connectable to the communication network for participating in the authentication with said personal terminal;
said actual terminal comprising an input unit for inputting information regarding the authentication,a synchronizing server communicating with said personal terminal and with said actual terminal through the communicating network, said synchronizing server setting up link information including authentication ID information and transmitting said link information to said personal terminal upon receipt by said synchronizing server of the information regarding the authentication, and said synchronizing server establishing a synchronization of communication between said personal terminal and said actual terminal one-to-one upon receipt of both the same authentication ID information and the indication in response to the link information indicated on the indicating unit from said personal terminal, wherein said personal and actual terminals send and receive message in real time via the synchronizing server during the synchronization. - View Dependent Claims (29, 30, 31, 32, 33, 34, 35)
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36. A recording medium which stores a program for a computer, for setting up a authentication through a communication network, which effects communication of a personal terminal including an information indicating unit for participating in the authentication with an actual terminal including an input unit for inputting information regarding the authentication in association with the actual terminal, comprising:
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a communicating module which operates the computer to communicate with the actual terminal and with the personal terminal through the communication network; and a processing module for setting up link information including the authentication ID information and transmitting said link information which is indictable in the information indicating unit of said personal terminal upon receipt of information regarding the authentication said processing module establishing a synchronization of communication between the personal terminal and the actual terminal one-to-one upon receipt of both the same authentication ID information and an indication in response to the link information indicating on the indicating unit from the personal terminal, wherein said personal and actual terminals send and receive message in real time via the processing module during the synchronization.
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Specification