Electronic commerce system and method for detecting fraud
First Claim
1. An electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction, the server comprising:
- a software module configured to receive user-entered information submitted by a user through the end user machine via the network within the electronic commerce system, the user-entered information comprising information for an electronic purchase order for a product that was entered by a user into the end user machine; and
a fraud detection mechanism active during electronic commerce transactions configured to determine a fraud ranking that indicates a likelihood that the electronic purchase order is attempted fraud based upon a quantitative analysis of a daily bad uses counter by determining a number of times that a piece of received user-entered information from the electronic purchase order appeared on another order that was declined that day.
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0 Petitions
Accused Products
Abstract
An electronic commerce system and method for managing sale and distribution of products over the Internet or other type of network is disclosed. In order to prevent attempts by users to fraudulently obtain the products, the system analyzes during an electronic commerce transaction the user-entered information entered by the users into the end user machine in connection with an electronic purchase order for a product to determine a fraud ranking. This fraud ranking indicates a likelihood that the order is attempted fraud based upon a quantitative analysis of a daily bad uses counter by determining a number of times that a piece of received user-entered information from the electronic purchase order appeared on another order that was declined that day. Based upon the determination, the system accepts or declines the order. The system also saves the user-entered information for use in determining whether to accept to decline future orders.
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Citations
19 Claims
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1. An electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction, the server comprising:
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a software module configured to receive user-entered information submitted by a user through the end user machine via the network within the electronic commerce system, the user-entered information comprising information for an electronic purchase order for a product that was entered by a user into the end user machine; and a fraud detection mechanism active during electronic commerce transactions configured to determine a fraud ranking that indicates a likelihood that the electronic purchase order is attempted fraud based upon a quantitative analysis of a daily bad uses counter by determining a number of times that a piece of received user-entered information from the electronic purchase order appeared on another order that was declined that day. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method performed by an electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction, the method comprising steps of:
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receiving user-entered information at the server submitted by a user through the end user machine via the network within the electronic commerce system, the user-entered information comprising information for an electronic purchase order for a product that was entered by a user into the end user machine; and determining, at the server, a fraud ranking that indicates a likelihood that the electronic purchase order is attempted fraud based upon a quantitative analysis of a daily bad uses counter by determining a number of times that a piece of received user-entered information from the electronic purchase order appeared on another order that was declined that day. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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17. An article of manufacture including instructions stored on a computer readable medium for controlling an electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction, the medium comprising software modules configured to control the electronic commerce system to perform the steps of:
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receiving user-entered information submitted by a user through the end user machine via the network within the electronic commerce system, the user-entered information comprising information for an electronic purchase order for a product that was entered by a user into the end user machine; and determining a fraud ranking that indicates a likelihood that the electronic purchase order is attempted fraud based upon a quantitative analysis of a daily bad uses counter by determining a number of times that a piece of information from the electronic purchase order appeared on another order that was declined that day.
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18. An article of manufacture including instructions stored on a computer readable medium for controlling an electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction, the medium comprising:
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a software module configured to receive user-entered information submitted by a user through the end user machine via the network within the electronic commerce system, the user-entered information comprising information for an electronic purchase order for a product that was entered by a user into the end user machine; and a fraud detection software module configured to be active during electronic commerce transactions and further configured to determine a fraud ranking that indicates a likelihood that the electronic purchase order is attempted fraud based upon a quantitative analysis of a daily bad uses counter by determining a number of times that a piece of received user-entered information from the electronic purchase order appeared on another order that was declined that day. - View Dependent Claims (19)
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Specification