Multi-function transaction device

• US 7,886,962 B2
• Filed: 08/17/2006
• Issued: 02/15/2011
• Est. Priority Date: 08/17/2006
• Status: Expired due to Fees

• Current Assignee: Verizon Patent and Licensing Incorporated (Verizon Communications Inc.)
• Original Assignee: Verizon Patent and Licensing Incorporated (Verizon Communications Inc.)
• Inventors: Vawter, Jamison
• Primary Examiner(s): WALSH, DANIEL I
• Application Number:
  US11/465,271
• Publication Number:
  US 20080041936A1
• Time in Patent Office: 1,643 Days
• Field of Search: 235/375, 235/379, 235/380, 235/472.02, 235/487, 235/385, 705/64, 705/55, 705/65, 705/35, 705/39, 705/41, 705/26, 705/27, 705/73, 705/14.64, 705/1.1, 455/41.3, 455/411, 455/406
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/145 Payments according to the detected use or quantity
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G07F 7/10 together with a coded signal , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Abstract

A portable device may include far field communication logic to receive identity information to establish a transaction between the portable device and a transaction device, to receive user information related to a user of the portable device, and to send updated user information, completed transaction information, or updated other information to a server for storage in an account related to the user. The portable device may include near field communication logic to send the identity information to the transaction device, to receive transaction information during a transaction, to send payment information to the transaction device, and to receive the completed transaction information. The portable device may include processing logic to identify the identity information, to display the transaction information on a display device, to identify the payment information based on a payment request related to the transaction device, and to store the completed transaction information in the memory or identify the completed transaction information on behalf of the far field communication logic.

Claims

1. A transaction device, comprising:

far field logic to;

send, via a network, payment information and transaction information to a server,

send, via the network, a request to the server,

receive, via the network, a response from the server;

near field logic to;

send, via a near field wireless link, a query in response to a presence signal related to a user device,

send, to the user device via the near field wireless link, a portion of the transaction information related to one or more transaction items identified by the transaction device,

where the far field logic is further to;

send an identity request to the server when sending the request to the server, and

receive, in the response from the server, identity information associated with an identity of the user device and other transaction information related to a prior transaction between the transaction device and the user device or between the user device and another user device; and

processing logic to;

identify, to the other user device, the user device based on the identity information received from the server on behalf of the user device,

process, using the other transaction information, the one or more transaction items,

generate the portion of the transaction information based on the processing, and

process payment to complete the transaction based on a payment received on behalf of the user device, and

generate the payment information.

2. The transaction device of claim 1, where the near field logic is further to:

receive identity information from the user device in response to the query.

3. The transaction device of claim 2, where the identity information comprises at least one of:

a name, an address, a phone number, an electronic serial number, a social security number, a driver'"'"'s license number, passport information, access information, credit card information, debit card information, a receipt identifier, order information, account information, a personal identification number (PIN), a token, a password, a seed, a secure identification value (SIV), a secure ID, or a code.

4. The transaction device of claim 1, where the processing is further to:

adapt the portion of the transaction information to make the portion of the transaction information compatible with a display on the user device.

5. The transaction device of claim 1, where at least one of the far field logic, the near field logic, or the processing logic is housed in a plug-in module, where the plug-in module is adapted to removably couple to the transaction device.

6. The transaction device of claim 1, where the receiving of a response, the sending of the payment information, or the sending of the request is related to a managed service operating on the server.

7. A transaction device, comprising

far field logic to:

send, via a network, payment information and transaction information to a server,

send, via the network, a request to the server,

receive, via the network, a response from the server, where the response includes stored transaction information related to a prior transaction between the transaction device and a user device;

near field logic to;

send, via a near field wireless link, a query in response to a presence signal related to the user device,

send, to the user device via the near field wireless link, a portion of the transaction information related to one or more transaction items identified by the transaction device; and

processing logic to;

identify the user device based on identity information received from the user device or from the server on behalf of the user device,

process, using the stored transaction information, the one or more transaction items,

generate the portion of the transaction information based on the processing, and

process payment to complete the transaction, the payment received on behalf of the user device.

8. A server, comprising:

user device logic to;

interact with identity information on behalf of a user device to establish an identity of the user device to another device for a transaction,

send user information to the user device, the user information related to an operator of the user device,

receive updated user information on behalf of the operator, and

interact with payment information on behalf of the user device;

transaction device logic to;

receive completed transaction information from a transaction device, the completed transaction information comprising the payment information, the completed transaction information related to a transaction between the user device and the transaction device, and

send stored transaction information to the transaction device, the stored transaction information related to a prior transaction between the transaction device and the user device or between the user device and the other user device; and

processing logic to;

retrieve the identity information based on a request from the user device or the transaction device,

store the updated user information in an account related to the operator, and

store the completed transaction information in an account related to the transaction device or in the account related to the operator.

9. The server of claim 8, where the user logic interacts with the identity information by sending the identity information to the user device or to the transaction device.

10. The server of claim 8, where the updated user information comprises at least one of:

an updated name, address, phone number, electronic serial number, social security number, driver'"'"'s license number, passport information, access information, credit card information, debit card information, receipt, order information, account information, image, music file, contact, data file, document, spreadsheet, call log, secure personal identification number (PIN) pad logic, or a coupon.

11. The server of claim 8, where the user device logic comprises:

a wireless network interface coupled to a first network;

and where the transaction device logic comprises;

a network interface coupled to a second network.

12. The server of claim 8, where the server provides a managed service to the user device or the transaction device.

13. The server of claim 8, where at least one of the user device logic or the transaction device logic is implemented in a plug-in module adapted to removably couple to the server.