Method for processing transaction information

• US 7,890,371 B2
• Filed: 05/28/2008
• Issued: 02/15/2011
• Est. Priority Date: 05/28/2007
• Status: Expired due to Fees

• Current Assignee: Trade-Van Information Services Co.
• Original Assignee: Trade-Van Information Services Co.
• Inventors: Chao, Yuan-Ning
• Primary Examiner(s): Frenel; Vanel
• Application Number:
  US12/128,365
• Publication Number:
  US 20080306828A1
• Time in Patent Office: 993 Days
• Field of Search: 705/17, 705/41, 705/44, 705/64, 705/67, 235/384, 235/375, 380/227
• US Class Current: 705/17
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G07G 1/0018 Constructional details, e.g. of drawer, printing means, input means

Abstract

A method for processing transaction information is provided according to the present invention. The method enables business vender to provide consumers with paperless transaction information, e.g. invoice information, via a route mainframe and a electronic data interchange platform. The method includes providing a mobile electronic device and establishing an information service platform to connect the electronic data interchange platform, for providing the consumers a means for payment of bills; when the cash register of the business vender receives a request of the payment of bills by using the mobile electronic device, having the card reader to access balance of the electronic purse of the mobile electronic device; judging whether the balance of the electronic purse is enough for the payment of bills, if not, prohibiting the mobile electronic device from proceeding to the payment of bills, and terminating the transaction information process; if yes, then having the mobile electronic device proceed to the payment of bills and allowing the cash register to transmit, via the route mainframe and the electronic data interchange platform, transaction information received to the information service platform for saving; and transmitting at least a part of the transaction information to the mobile electronic device by the information service platform.

Claims

1. A method for processing invoice information, which is capable of enabling business venders to provide consumers with paperless invoice information, in a manner that, via a route mainframe and an electronic data interchange platform, the invoice information received by a cash register connected with a card reader at the business vender'"'"'s side is transmitted out to the consumers;

the method for processing invoice information comprising the steps of;

providing a mobile electronic device and establishing an information service platform to connect the electronic data interchange platform, wherein the mobile electronic device is a Subscriber Identity Module (SIM) card with built-in Radio Frequency Identification (RFID) and electronic purse for providing the consumers with a means for payment of bills, and the information service platform is configured for saving invoice information sent from the cash register at the business vender'"'"'s side via the route mainframe and the electronic data interchange platform, and for establishing a message transmission channel with the mobile electronic device via a wireless transmission processing apparatus;

having the card reader connected with the cash register access the electronic purse of the electronic mobile device to obtain a balance thereof, when the cash register at the business vender'"'"'s side receives a request of the payment of bills by using the mobile electronic device;

judging whether the balance of the electronic purse is enough for the payment of bills;

if no, prohibiting the mobile electronic device from proceeding to the payment of bills and terminating the processing of the invoice information;

if yes, allowing the mobile electronic device to proceed with the payment of bills in terms of the balance of the electronic purse, and then having the cash register transmit the invoice information, via the route mainframe and the electronic data interchange platform, to the information service platform for saving, followed by allowing the information service platform to transmit the invoice information to the mobile electronic device via the wireless transmission processing apparatus; and

terminating the processing of the invoice information.

2. The method for processing invoice information of claim 1, wherein the invoice information saved in the information service platform includes at least one of an assembly of an invoice number, a transaction date, a transaction time, a place where a transaction is made, a store name where a transaction is made, a transaction item, and a transaction amount.

3. The method for processing invoice information of claim 2, wherein the invoice information is subject to the invoice number.

4. The method for processing invoice information of claim 2, wherein the invoice information is subject to the invoice number and the transaction amount.

5. The method for processing invoice information of claim 1, wherein after the invoice information is transmitted to the mobile electronic device, the mobile electronic device saves the transmitted invoice information.

6. The method for processing invoice information of claim 5, wherein the mobile electronic device saves the transmitted invoice information in the Subscriber Identity Module card or a built-in memory.

7. The method for processing invoice information of claim 1, wherein the mobile electronic device is selected from the group consisting of a mobile phone, a personal digital assistant (PDA), and a notebook computer.

8. The method for processing invoice information of claim 1, wherein the mobile electronic device is a mobile phone, and the wireless transmission processing apparatus is a Global system for Mobile (GSM), so as to enable the information service platform to transmit the invoice information to the mobile phone by means of instant text via the Global System for Mobile.

9. A method for processing invoice information, which is capable of enabling business venders to provide consumers with paperless invoice information, in a manner that, via a route mainframe and an electronic data interchange platform, the invoice information received by a cash register connecting a card reader at the business vender'"'"'s side is transmitted out to the consumers;

the method for processing invoice information comprising the steps of;

providing a memory card and establishing an information service platform to connect the electronic data interchange platform, wherein the memory card has a contactless Radio Frequency Identification (RFID) and an electronic purse for providing the consumers with a means for payment of bills, and the information service platform is for saving the invoice information sent from the cash register at the business vender'"'"'s side via the route mainframe and the electronic data interchange platform;

having the card reader connected with the cash register access the electronic purse of the memory card to obtain a balance thereof, when the cash register receives a request of payment of bills by using the mobile electronic device; and

judging whether the balance of the electronic purse is enough for the payment of bills;

if no, prohibiting the memory card from proceeding to the payment of bills, and terminating the processing of the invoice information;

if yes, allowing the memory card to proceed to the payment of bills in terms of the balance of the electronic purse, and then having the cash register transmit the invoice information, via the route mainframe and the electronic data interchange platform, to the information service platform for saving, followed by allowing the cash register to transmit the invoice information to the memory card for saving; and

terminating the processing of the invoice information.

10. The method for processing invoice information of claim 9, wherein the invoice information saved in the information service platform includes at least one of an assembly of an invoice number, a transaction date, a transaction time, a place where transaction is made, a store name where transaction is made, a transaction item, and a transaction amount.

11. The method for processing invoice information of claim 10, wherein the invoice information is subject to the invoice number.

12. The method for processing invoice information of claim 10, wherein the invoice information is subject to the invoice number and transaction amount.

13. The method for processing invoice information of claim 9, wherein the memory card is selected from the group consisting of a stored value card, bankcard, credit card, and micro mobile payment (MMP) purse card.