Cash dispensing automated banking machine system and method
First Claim
1. Apparatus comprising:
- an automated banking machine including;
a card reader;
a keypad including a plurality of keys;
a display;
a cash dispenser,at least one processor in operative connection with the card reader, the keypad, the display, and a cash dispenser,wherein the at least one processor is operative responsive to signals to the display to determine if the display is providing at an inappropriate time, at least one output that requests at least one confidential user input to the machine;
wherein responsive to a positive determination, the at least one processor is operative to cause the machine to take at least one action related to detection of an unauthorized condition at the machine.
21 Assignments
0 Petitions
Accused Products
Abstract
An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user'"'"'s financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.
87 Citations
22 Claims
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1. Apparatus comprising:
an automated banking machine including; a card reader; a keypad including a plurality of keys; a display; a cash dispenser, at least one processor in operative connection with the card reader, the keypad, the display, and a cash dispenser, wherein the at least one processor is operative responsive to signals to the display to determine if the display is providing at an inappropriate time, at least one output that requests at least one confidential user input to the machine; wherein responsive to a positive determination, the at least one processor is operative to cause the machine to take at least one action related to detection of an unauthorized condition at the machine. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. Apparatus comprising:
an automated banking machine including; a card reader; a keypad including a plurality of keys; a user display; a cash dispenser; at least one processor, wherein the at least one processor is in operative connection with the card reader, the keypad, the user display, and the cash dispenser; wherein the at least one processor is operative to analyze signals corresponding to outputs through the user display, wherein the analysis includes determining if the user display is receiving at an inappropriate time, signals that cause at least one output through the user display that requests from a machine user, user input of confidential information through at least one of the keypad and the card reader. - View Dependent Claims (17, 18, 19, 20)
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21. Apparatus comprising:
an automated banking machine including; a user display; a cash dispenser; at least one computer in operative connection with the user display and the cash dispenser; wherein the at least one computer includes software, wherein the at least one computer is in operative connection with the user display and the cash dispenser; wherein the at least one computer is operative to determine based at least in part on at least one signal associated with the display, if the machine received an unauthorized modification which enables the user display to be fraudulently used to request confidential information from a machine user. - View Dependent Claims (22)
Specification