Web based auto bill analysis method

• US 7,904,354 B2
• Filed: 05/04/2007
• Issued: 03/08/2011
• Est. Priority Date: 05/04/2007
• Status: Active Grant

• Current Assignee: Validas LLC
• Original Assignee: Validas LLC
• Inventors: Pepe, Thomas F., Dunphy, Todd M.
• Primary Examiner(s): Gart; Matthew S
• Assistant Examiner(s): Zare; Scott A
• Application Number:
  US11/800,502
• Publication Number:
  US 20080275774A1
• Time in Patent Office: 1,404 Days
• Field of Search: 705/34, 705/40, 455/406
• US Class Current: 705/30
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 30/0273 Determination of fees for advertising
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/12 Accounting

Abstract

Method for automatically analyzing customer'"'"'s bill, such as cell phone bill, received in electronic format for errors and utilization against company'"'"'s published plan by third-party on third-party'"'"'s website for customer. The company'"'"'s published plan is previously stored on third-party'"'"'s website. Third-party advises customer of results, in real-time, and provides blind feedback to billing company by type error and utilization. Results and feedback are specific to each customer and billing company, and also provides security for both. Promotional materials are provided to customer for revenue to third-party.

Claims

1. A computer-implemented method run on a third-party'"'"'s website system server computer for real-time automatic analysis of a bill for errors and utilization from bills of billing companies generated in electronic format by a billing company over the internet to said third-party'"'"'s website system server computer and said third-party'"'"'s website system server computer having loaded in its memory public published billing plans of billing companies previously stored on said third-party'"'"'s website system server computer for providing analysis and feedback which are specific to each bill analyzed and each billing company by a third-party on behalf of a submitter of said bill and advising the submitter of results and providing feed back to billing companies which are specific to each bill and each billing company, while providing security for both, and for providing promotional materials to said bill submitter comprising:

a. receiving a log-on request at a third-party'"'"'s website system server computer from a submitter of a bill generated in electronic format by a billing company for analysis of errors and utilization,

b. providing space on said third-party'"'"'s website system server computer at said third-party'"'"'s website for entry of ID, password and said bill by said submitter of said bill,

c. loading said bill generated in electronic format by said billing company to said third-party server computer website system for analysis of errors and utilization,

d. reading fields of data on said bill generated in electronic format by said billing company from said third-party'"'"'s website system server computer,

e. arranging said fields of data electronically formatted from said bill into memory for comparison against said billing company'"'"'s previously stored public published billing plans,

f. analyzing said arranged fields of electronic data in memory from said bill for errors and utilization on said bill against said previously stored published pubic billing plans of said billing company,

g. generating a report from said third-party'"'"'s website system server computer of said errors and utilization of said bill against said previously stored published public plan of said billing company,

h. displaying said error and utilization report of results of analyzed billing company bill from said third-party'"'"'s website system server computer while said bill submitter is logged on said third-party'"'"'s website system server computer,

i. displaying promotional materials from said third-party'"'"'s website system server computer to said bill submitter, and

j. sending said error and utilization report from said third-party'"'"'s website system server computer to said billing company for corrective action,

k. collecting a summary in memory from said generated reports, wherein the summary is organized by categories and error type of each billing company for all billing companies analyzed by said third-party'"'"'s website system server computer for a predetermined time,

l. storing said collection summary on said third-party'"'"'s website system server computer for a predetermined time, and

m. generating from said third-party'"'"'s website system server computer an error and utilization report summary for each billing company analyzed by said third-party'"'"'s website system server computer, wherein each error and utilization report summary relates to a single, specific billing company, and wherein each error and utilization report summary comprises collective errors and utilization of said specific billing company for said predetermined time.

2. The method of claim 1 further comprising:

a. said bill submitter paying by electronic payment through said third-party'"'"'s website server computer to said third-party company for said generated report for errors and utilization of said bill,

b. displaying an option by said third-party'"'"'s website system server computer for said promotional materials to said bill submitter to receive said promotional materials,

c. displaying by said third-party'"'"'s website system server computer to said bill submitter said generated report for said error and utilization of said bill from said billing company, while bill submitter is logged on said server computer, and

d. submitting by said third-party'"'"'s website system server computer said error and utilization report of said bill to said billing company for correction of said bill submitted.

3. The method of claim 2 wherein said submitting of said error and utilization report to said billing company for correction comprises:

a. submitting by said third-party'"'"'s website system server computer said error and utilization report of said bill to said billing company for correction of said bill by said submitter'"'"'s name and account number.

4. The method of claim 2 wherein said submitting of said error and utilization report to said billing company for correction comprises;

a. submitting by said third-party'"'"'s website system server computer follow up emails regarding said error and utilization report of said bill to said billing company for correction in said submitter'"'"'s name and account number.

5. The method of claim 2 wherein said submitting of said error and utilization report to said billing company for correction comprises:

a. submitting by said third-party'"'"'s website system server computer follow up emails on said error and utilization report of said bill to said bill submitter for said bill submitter to send for correction by said billing company.

6. The method of claim 2 wherein displaying an option for said promotional materials for said bill submitter to receive said promotional materials further comprises:

a. optioning in through said third-party'"'"'s website system server computer by bill submitter for a marketing message to be received by selected media,

b. accepting through said third-party'"'"'s website system server computer terms and conditions of use by said bill submitter,

c. selecting through said third-party'"'"'s website system server computer said type of media to receive promotional materials by said bill submitter,

d. viewing through said third-party'"'"'s website system server computer promotional materials,

e. displaying by said third-party'"'"'s website system server computer a promotional code, and

f. entering through said third-party'"'"'s website system server computer said promotional code for said bill submitter to receive promotional benefit.

7. The method of claim 6 wherein selected media further comprises:

a. selecting through said third-party'"'"'s website system server computer from the group of audio, video, email, mobile devices, and on screen.

8. A computer-implemented method run on a third-party'"'"'s website system server computer for real-time automatic analysis of a cell phone bill for errors and utilization from bills of billing companies generated in electronic format by a cell phone company over the internet to said third-party'"'"'s website system server computer and said third-party'"'"'s website system server computer having loaded in its memory public published billing plans of cell phone companies previously stored on said third-party'"'"'s website system server computer for providing analysis and feedback which are specific to each cell phone bill analyzed and each cell phone billing company by a third-party on behalf of a submitter of said cell phone bill and advising the submitter of results and providing feed back to cell phone billing companies which are specific to each cell phone bill and each cell phone billing company, while providing security for both, and for providing promotional materials to said bill submitter comprising:

a. receiving a log-on request at a third-party'"'"'s website system server computer from a submitter of a cell phone bill generated in electronic format by a cell phone billing company for analysis of errors and utilization,

b. providing space on said third-party'"'"'s website system server computer at said third-party'"'"'s website for entry of ID, password and said cell phone bill by said submitter of said cell phone bill,

c. loading said cell phone bill generated in electronic format by said cell phone billing company to said third-party server computer website system for analysis of errors and utilization,

d. reading fields of data on said cell phone bill electronically formatted by said cell phone billing company from said third-party'"'"'s website system server computer,

e. arranging said fields of data electronically formatted from said cell phone bill into memory for comparison against said cell phone billing company'"'"'s public published previously stored billing plans,

f. analyzing said arranged fields of electronic data in memory from said cell phone bill for errors and utilization on said bill against said previously stored published public billing plans of said cell phone billing company,

g. generating a report from said third-party'"'"'s website system server computer of said errors and utilization of said cell phone bill against said previously stored published public plan of said cell phone billing company,

h. displaying said error and utilization report of results of analyzed cell phone billing company bill from said third-party'"'"'s website system server computer while said bill submitter is logged on said third-party'"'"'s website system server computer,

i. displaying promotional materials from said third-party'"'"'s website system server computer to said cell phone bill submitter,

j. sending said error and utilization report from said third-party'"'"'s website system server computer to said cell phone billing company for corrective action,

k. collecting a summary in memory from said generated reports, wherein the summary is organized by categories and error type of each cell phone billing company for all cell phone billing companies analyzed by said third-party'"'"'s website system server computer for a predetermined time,

l. storing said collection summary on said third-party'"'"'s website system server computer for a predetermined time, and

m. generating from said third-party'"'"'s website system server computer an error and utilization report summary for each cell phone billing company analyzed by said third-party'"'"'s website system server computer, wherein each error and utilization report summary relates to a single, specific cell phone billing company, and wherein each error and utilization report summary comprises collective errors and utilization of said specific cell phone billing company for said predetermined time.

9. The method of claim 8 further comprising:

a. said cell phone bill submitter paying by electronic payment through said third-party'"'"'s website server computer to said third-party company for said generated report for errors and utilization of said cell phone bill,

b. displaying an option through said third-party'"'"'s website system server computer for said promotional materials to said bill submitter to receive said promotional materials,

c. displaying by said third-party'"'"'s website system server computer to said bill submitter said generated report for said error and utilization of said bill from said cell phone billing company, while bill submitter is logged on said third-party'"'"'s website system server computer, and

d. submitting by said third-party'"'"'s website system server computer said error and utilization report of said bill to said cell phone billing company for correction of said bill submitted.

10. The method of claim 9 wherein said submitting of said error and utilization report to said cell phone billing company for correction comprises:

a. submitting by said third-party'"'"'s website system server computer said error and utilization report of said cell phone bill to said cell phone billing company for correction of said cell phone bill by said submitter'"'"'s name and account number.

11. The method of claim 9 wherein said submitting of said error and utilization report to said cell phone billing company for correction comprises;

a. submitting by said third-party'"'"'s website system server computer follow up emails regarding said error and utilization report of said cell phone bill to said cell phone billing company for correction in said submitter'"'"'s name and account number.

12. The method of claim 9 wherein said submitting of said error and utilization report to said cell phone billing company for correction comprises:

a. submitting by said third-party'"'"'s website system server computer follow up emails on said error and utilization report of said cell phone bill to said bill submitter for said bill submitter to send for correction by said cell phone billing company.

13. The method of claim 9 wherein displaying an option for said promotional materials for said bill submitter to receive said promotional materials further comprises:

a. optioning in through said third-party'"'"'s website system server computer by bill submitter for a marketing message to be received by selected media,

b. accepting through said third-party'"'"'s website system server computer terms and conditions of use by said bill submitter,

c. selecting through said third-party'"'"'s website system server computer said type of media to receive promotional materials by said bill submitter,

d. viewing through said third-party'"'"'s website system server computer promotional materials,

e. displaying by said third-party'"'"'s website system server computer a promotional code, and

f. entering through said third-party'"'"'s website system server computer said promotional code for said bill submitter to receive promotional benefit.

14. The method of claim 13 wherein selected media further comprises:

a. selecting through said third-party'"'"'s website system server computer from the group of audio, video, email, mobile devices, and on screen.