Systems and methods for flood risk assessment

• US 7,917,292 B1
• Filed: 10/16/2007
• Issued: 03/29/2011
• Est. Priority Date: 10/17/2006
• Status: Active Grant

• Current Assignee: Corelogic Solutions LLC (CoreLogic Incorporated)
• Original Assignee: JP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
• Inventors: Du, Wei
• Primary Examiner(s): Nghiem; Michael P
• Assistant Examiner(s): Ngon; Ricky
• Application Number:
  US11/974,911
• Time in Patent Office: 1,260 Days
• Field of Search: 702/2, 702/3, 702/5, 702/1, 702/12, 702/50, 702179-181, 702/183, 702/187, 701/207, 701/208, 703/3, 705/4, 705/313
• US Class Current: 702/5
• CPC Class Codes: G06Q 90/00 Systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not involving significant data processing
• CPC Class Codes: Y02A 10/40 Controlling or monitoring, e.g. of flood or hurricane; Forecasting, e.g. risk assessment or mapping

Abstract

In various embodiments, points from flood maps (e.g., geospatial flood risk zoning maps) may be used in generating a flood frequency versus flood elevation curve for reducing the uncertainty in the flood risk assessment. In some embodiments, geospatial flood elevation lines for flood elevation lines at different flood frequency levels may be defined based on elevation datasets where there are inconsistencies between the elevation datasets and flood maps that were generated. The flood frequency versus flood loss curve may be derived based on the computed flood frequency versus flood elevation curve, digital elevation datasets, and collected damage curve. In some embodiments, the flood risk rating may also be derived and a flood risk assessment report may be generated.

Claims

1. A computer-implemented method for predicting a flood elevation for a flood frequency for a property point, comprising:

calculating with a processor at least two points of flood frequency versus flood elevation for the property point using a flood map;

defining a relationship between flood frequency and flood elevation for the property point using the at least two points; and

predicting with the processor at least one flood elevation at a flood frequency different from the flood frequency of one of the at least two points for the property point using the relationship;

wherein the flood map comprises a map of flood zones, defined by flood boundaries, and a plurality of pre-existing flood elevation lines;

wherein calculating with a processor at least two points of flood frequency versus flood elevation for the property point comprises;

geographically aligning the flood map with a digital elevation map; and

forming a substantially perpendicular line, on a digital elevation map, between the property point and a flood source line feature of a flood source in a same catchment area as the property point;

wherein the at least two points of flood frequency versus flood elevation for the property point are derived from geo-referenced discrete points, on the digital elevation map, for flood frequencies corresponding to a location on the flood source in a flood water surface profile that is on the substantially perpendicular line; and

wherein the flood water surface profile provides flood elevation for a flood source at given distances along the flood source;

wherein the defined relationship between flood frequency and flood elevation for the property point is a logarithmic relationship;

wherein the logarithmic relationship is defined by the equation;

Flood elevation=a Log(flood return period)+b

where flood return period is 1/flood frequency, and

wherein a and b are defined by solving the equation for the at least two calculated points.

2. The method of claim 1, wherein the relationship includes a distribution of flood frequency versus flood elevation.

3. The method of claim 1, further comprising calculating a distribution of flood frequency versus flood damage for the property point using the relationship and a flood damage versus flood elevation relationship.

4. The method of claim 3, further comprising calculating an average annual loss for the property point using the distribution of flood frequency versus flood damage.

5. The method of claim 1, wherein at least one of the at least two points of flood frequency versus flood elevation for the property point is determined by interpolating or extrapolating a flood elevation for a corresponding flood frequency based on a distance between the substantially perpendicular line and two adjacent pre-existing flood elevation lines on the flood map or two adjacent derived flood elevation lines on the flood map.

6. The method of claim 5, further comprising adjusting at least one of the flood elevation lines on the flood map prior to interpolating or extrapolating the flood elevation, wherein adjusting the at least one of the flood elevation lines comprises moving at least one endpoint of the at least one of the flood elevation lines to a nearest position on the flood map that is collinear with the at least one of the flood elevation lines and has substantially the same elevation as indicated by the at least one of the flood elevation lines.

7. The method of claim 5, further comprising deriving a flood elevation line, wherein deriving a flood elevation line comprises:

aligning a flood boundary of the flood map on the digital elevation map;

determining elevations for a plurality of points along at least two opposing lines of the flood boundary; and

connecting a point of the plurality of points along one line of the at least two opposing lines with a point of the plurality of points on the opposing line;

wherein the two connected points are approximately the same elevation.

8. The method of claim 1, wherein the at least two points of flood frequency versus flood elevation for the property point are derived from elevation values from the digital elevation map at points where a flood boundary on the aligned flood map intersects the substantially perpendicular line on the digital elevation map.

9. The method of claim 8, further comprising redefining at least a portion of the flood boundary, wherein redefining at least a portion of the flood boundary comprises:

creating a first Triangulated Irregular Network (TIN) elevation surface that triangulates a plurality of flood elevation line points corresponding to the flood frequency;

creating a second Triangulated Irregular Network (TIN) elevation surface that triangulates a plurality of digital ground elevation points; and

redefining the at least a portion of the flood boundary at an intersection between the first TIN elevation surface and the second TIN elevation surface.

10. The method of claim 8, further comprising:

forming a flood elevation line, on the digital elevation map, for flood boundary correction;

correcting the flood boundary by redefining at least a portion of the flood boundary using the formed flood elevation line, wherein forming the flood elevation line comprises;

creating a flood source line feature by accumulating lowest elevation points on the digital elevation map indicative of a flow path;

creating a second line substantially perpendicular to the flood source line feature;

intersecting the second substantially perpendicular line with a flood boundary on each side of the flood source line feature to create two intersection points;

determining a point collinear with the second substantially perpendicular line on the opposite side of the flood source line feature that has substantially the same elevation as the intersected point of the at least two intersection points closest to the flood source line feature; and

creating a flood elevation line by connecting the closest intersected point and the determined collinear point.

11. The method of claim 10, wherein correcting the flood boundary by redefining at least a portion of the flood boundary comprises:

forming a plurality of flood elevation lines;

creating a first Triangulated Irregular Network (TIN) elevation surface that triangulates a plurality of flood elevation line endpoints corresponding to a similar flood frequency;

creating a second Triangulated Irregular Network (TIN) elevation surface that triangulates a plurality of digital ground elevation points; and

redefining the at least a portion of the flood boundary at an intersection between the first TIN elevation surface and the second TIN elevation surface.

12. The method of claim 1,

wherein the defined relationship between flood frequency and flood elevation for the property point is a logarithmic relationship;

and

wherein the logarithm relationship is a Log Pearson Type III distribution, a Log-Normal distribution, or an Extreme Value Type I distribution.

13. The method of claim 12, further comprising calculating hydrological parameters for the Log Pearson Type III distribution, a Normal distribution, or an Extreme Value Type I distribution, wherein calculating the hydrological parameters comprises using an N-segment discrete hydrological data series derived from hydrologic gage station data.

14. The method of claim 1, further comprising:

defining a flood elevation versus percent damage relationship; and

using the flood elevation versus percent damage relationship for the property point with the defined flood frequency versus flood elevation relationship to calculate an average annual loss for the property point.

15. The method of claim 1, wherein the property point is associated with a geocoded point.

16. A computer-implemented method for predicting a flood elevation for a flood frequency for a property point, comprising:

calculating with a processor at least two points of flood frequency versus flood elevation for the property point using a flood map;

defining a relationship between flood frequency and flood elevation for the property point using the at least two points; and

predicting with the processor at least one flood elevation at a flood frequency different from the flood frequency of one of the at least two points for the property point using the relationship;

wherein the flood map comprises a map of flood zones, defined by flood boundaries, and a plurality of pre-existing flood elevation lines, wherein calculating with a processor at least two points of flood frequency versus flood elevation for the property point comprises;

geographically aligning the flood map with a digital elevation map; and

forming a substantially perpendicular line, on a digital elevation map, between the property point and a flood source line feature of a flood source in a same catchment area as the property point;

wherein the defined relationship between flood frequency and flood elevation for the property point is a logarithmic relationship,

wherein the logarithmic relationship is defined by the equation;

Flood elevation=a Log(flood return period)+b

where flood return period is 1/flood frequency, and

wherein a and b are defined by solving the equation for the at least two calculated points, wherein two or more of the at least two points of flood frequency versus flood elevation for the property point are derived from elevation values on an intersection of two flood-frequency elevation surfaces and a cross-section surface that passes through the property point and is substantially perpendicular to a flood source line feature;

wherein the flood-frequency elevation surfaces are defined by respective elevation points of a water level during a flood at the respective frequency for the flood-frequency elevation surface.

17. A system, comprising:

a processor;

a memory coupled to the processor and configured to store program instructions executable by the processor to;

calculate at least two points of flood frequency versus flood elevation for the property point using a flood map;

define a relationship between flood frequency and flood elevation for the property point using the at least two points; and

predict at least one flood elevation at a flood frequency different from the flood frequency of one of the at least two points for the property point using the relationship;

wherein the flood map comprises a map of flood zones, defined by flood boundaries, and a plurality of pre-existing flood elevation lines,

wherein calculate at least two points of flood frequency versus flood elevation for the property point comprises;

geographically aligning the flood map with a digital elevation map; and

forming a substantially perpendicular line, on a digital elevation map, between the property point and a flood source line feature of a flood source in a same catchment area as the property point;

wherein two or more of the at least two points of flood frequency versus flood elevation for the property point are derived from elevation values on an intersection of two flood-frequency elevation surfaces and a cross-section surface that passes through the property point and is substantially perpendicular to a flood source line feature;

wherein the flood-frequency elevation surfaces are defined by respective elevation points of a water level during a flood at the respective frequency for the flood-frequency elevation surface;

wherein the defined relationship between flood frequency and flood elevation for the property point is a logarithmic relationship;

wherein the logarithmic relationship is defined by the equation;

Flood elevation=a Log(flood return period)+b

where flood return period is 1/flood frequency, and

wherein a and b are defined by solving the equation for the at least two calculated points.

18. The system of claim 17, wherein at least one of the at least two points of flood frequency versus flood elevation for the property point is determined by interpolating or extrapolating a flood elevation for a corresponding flood frequency based on a distance between the substantially perpendicular line and two adjacent pre-existing flood elevation lines on the flood map or two adjacent derived flood elevation lines on the flood map.

19. A non-transitory computer-readable storage medium, comprising program instructions, wherein the program instructions are computer-executable to:

calculate at least two points of flood frequency versus flood elevation for the property point using a flood map;

define a relationship between flood frequency and flood elevation for the property point using the at least two points; and

predict at least one flood elevation at a flood frequency different from the flood frequency of one of the at least two points for the property point using the relationship;

wherein the flood map comprises a map of flood zones, defined by flood boundaries, and a plurality of pre-existing flood elevation lines;

wherein calculate at least two points of flood frequency versus flood elevation for the property point comprises;

geographically aligning the flood map with a digital elevation map; and

forming a substantially perpendicular line, on a digital elevation map, between the property point and a flood source line feature of a flood source in a same catchment area as the property point;

wherein two or more of the at least two points of flood frequency versus flood elevation for the property point are derived from elevation values on an intersection of two flood-frequency elevation surfaces and a cross-section surface that passes through the property point and is substantially perpendicular to a flood source line feature;

wherein the flood-frequency elevation surfaces are defined by respective elevation points of a water level during a flood at the respective frequency for the flood-frequency elevation surface;

wherein the defined relationship between flood frequency and flood elevation for the property point is a logarithmic relationship;

wherein the logarithmic relationship is defined by the equation;

Flood elevation=a Log(flood return period)+b

where flood return period is 1/flood frequency, and

wherein a and b are defined by solving the equation for the at least two calculated points.

20. The non-transitory computer-readable storage medium of claim 19, wherein at least one of the at least two points of flood frequency versus flood elevation for the property point is determined by interpolating or extrapolating a flood elevation for a corresponding flood frequency based on a distance between the substantially perpendicular line and two adjacent pre-existing flood elevation lines on the digital elevation map or two adjacent derived flood elevation lines on the digital elevation map.