Internet billing method

• US 7,917,436 B2
• Filed: 10/30/2007
• Issued: 03/29/2011
• Est. Priority Date: 07/07/1995
• Status: Expired due to Fees

• Current Assignee: AT&T Intellectual Property I LP (AT&T, Inc.)
• Original Assignee: AT&T Intellectual Property I LP (AT&T, Inc.)
• Inventors: Egendorf, Andrew
• Primary Examiner(s): Felten; Daniel S
• Application Number:
  US11/928,733
• Publication Number:
  US 20080183620A1
• Time in Patent Office: 1,246 Days
• Field of Search: 705/26, 705/27, 705/41, 705/42, 235/379, 235/380
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/16 Payments settled via telecommunication systems
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0613 Third-party assisted
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

An Internet billing method comprises establishing an agreement between an Internet access provider and a customer, and an agreement between the Internet access provider and a vendor, wherein the Internet access provider agrees with the customer and the vendor to bill the customer and remit to the vendor for products and services purchased over the Internet by the customer from the vendor. The provider creates access to the Internet for the customer. When the customer orders a product or service over the Internet from a vendor, transactional information transmitted between the customer and the vendor is also transmitted to the provider. The provider then bills the transaction amount to the customer and remits a portion of the transaction amount to the vendor, keeping the differential as a fee for providing the service. As a result of this method, there is no need for any customer account numbers or vendor account numbers to be transmitted over the Internet, thereby maintaining the security of that information.

Claims

1. A method comprising:

receiving a specification of an account for a consumer of Internet access, to which account purchases in addition to Internet access are chargeable by an Internet access provider, the account being maintained by the Internet access provider and the specification of the account being received by network equipment of the Internet access provider;

enabling purchase of an electronically-deliverable product via a connection to the Internet provided via the network equipment of the Internet access provider;

charging a fee for the purchase to the account, the fee being charged in response to a communication from a vendor of the electronically-deliverable product received by the network equipment of the Internet access provider; and

delivering the electronically-deliverable product via the network equipment, wherein data relating to the electronically-deliverable product is transmitted over the Internet via the network equipment;

wherein the vendor is a third party that is not the Internet access provider.

2. The method of claim 1, wherein the Internet access provider comprises a company that provides telephone service.

3. The method of claim 2, wherein the account comprises an account for telephone service.

4. The method of claim 1, wherein the vendor is accessible to the purchaser over the Internet.

5. The method of claim 4, further comprising:

transmitting, via the network equipment, transactional information relating to the purchase.

6. The method of claim 5, wherein the fee is based on at least some of the transactional information.

7. The method of claim 6, wherein the Internet access provider comprises a company that provides telephone service.

8. The method of any of claims 1 to 7, wherein enabling purchase of the electronically-deliverable product comprises providing the consumer a connection to the Internet using the network equipment;

and

further comprising establishing an agreement with the consumer to provide Internet access prior to providing the consumer with Internet access.

9. The method of claim 1, wherein the fee is based on information relating to the purchase.

10. The method of claim 1, wherein the specification of the account is received from the vendor.

11. The method of claim 1, wherein the specification of the account excludes an account number.

12. The method of claim 1, wherein the specification of the account comprises a type of account.

13. A method comprising:

identifying an account for a consumer of Internet access, to which account purchases are chargeable by an Internet access provider, the identification of the account being based on transactional information received by network equipment of the Internet access provider, the transactional information excluding an account number;

enabling purchase of an electronically-deliverable product via a connection to the Internet provided via the network equipment of the Internet access provider;

charging a fee for the purchase to the account, the fee being charged in response to a communication from a vendor of the electronically-deliverable product received by the network equipment of the Internet access provider; and

delivering the electronically-deliverable product via the network equipment, wherein data relating to the electronically-deliverable product is transmitted over the Internet via the network equipment;

wherein the vendor is a third party that is not the Internet access provider.

14. A method comprising:

specifying an account for a consumer of Internet access, to which account purchases are chargeable by an Internet access provider, the specification of the account being based on a pre-existing agreement to which the consumer is a party;

enabling purchase of an electronically-deliverable product via a connection to the Internet provided via network equipment of the Internet access provider;

charging a fee for the purchase to the account, the fee being charged in response to a communication from a vendor of the electronically-deliverable product received by the network equipment of the Internet access provider; and

delivering the electronically-deliverable product via the network equipment, wherein data relating to the electronically-deliverable product is transmitted over the Internet via the network equipment;

wherein the vendor is a third party that is not the Internet access provider.