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Systems, methods, and devices for selling transaction instruments

  • US 7,918,392 B2
  • Filed: 10/25/2010
  • Issued: 04/05/2011
  • Est. Priority Date: 03/12/2004
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • receiving, by a computer for adjusting a balance of a transaction account, a request to debit a purchase amount from the balance of the transaction account, wherein an account code is associated with the transaction account, wherein a tracking code is associated with at least one of;

    a transaction instrument, the package, and another item within the package, wherein the transaction instrument is configured to be directly accessible by a consumer, and wherein the transaction instrument is associated with the transaction account and the account code, wherein the account code corresponds to a tracking code, and wherein the package contains the transaction instrument;

    verifying, by the computer, that the account code associated with the transaction instrument is a valid account code;

    verifying, by the computer, that the balance of the transaction account associated with the transaction instrument is at least equal to the purchase amount; and

    reducing, by the computer, the balance by the purchase amount.

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