Methods and systems for financing healthcare expenses with a loan secured by real property
First Claim
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1. A method for providing a loan to a borrower, the method comprising:
- receiving, at a host system, an identification of real property and a specification of medical and/or healthcare services;
calculating, with the host system, a total loan value for the real property and specified medical and/or healthcare services;
requesting, with the host system, approval of the loan secured by the real property for the total loan value; and
initiating, with the host system, a closing on the loan at which a customer depository account is funded to provide future funds for payment of expenses for the medical and/or healthcare services.
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Abstract
Methods and systems provide a loan to a borrower. An identification of real property and a specification of medical and/or healthcare services is received. A total loan value for the real property and specified medical and/or healthcare services is calculated. Approval of the loan secured by the real property for the total loan value is requested. A closing is initiated on the loan at which a customer depository account is funded to provide future funds for payment of the expenses for the medical and/or healthcare services.
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Citations
23 Claims
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1. A method for providing a loan to a borrower, the method comprising:
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receiving, at a host system, an identification of real property and a specification of medical and/or healthcare services; calculating, with the host system, a total loan value for the real property and specified medical and/or healthcare services; requesting, with the host system, approval of the loan secured by the real property for the total loan value; and initiating, with the host system, a closing on the loan at which a customer depository account is funded to provide future funds for payment of expenses for the medical and/or healthcare services. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A computer-readable storage medium having a computer-readable program embodied therein for directing operation of a computer system for a bundling lender, the computer system including a communications system, a processor, and a storage device, wherein the computer-readable program includes instructions for operating the computer system to provide a loan to a borrower in accordance with the following:
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receiving an identification of real property and a specification of medical and/or healthcare services; calculating a total loan value for the real property and specified medical and/or healthcare services; requesting approval of the loan secured by the real property for the total loan value; and initiating a closing on the loan at which a customer depository account is funded to provided future funds for payment of expenses for the medical and/or healthcare services. - View Dependent Claims (22, 23)
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Specification