Automated banking machine system and monitoring method

• US 7,942,314 B1
• Filed: 07/06/2007
• Issued: 05/17/2011
• Est. Priority Date: 07/07/2006
• Status: Active Grant

• Current Assignee: Securitas Electronic Security, Inc. (Securitas AB)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Davisson, Dane, Grimm, Jacqueline, Jones, Mike, Enright, Jeffery M.
• Primary Examiner(s): Le, Thien M.
• Assistant Examiner(s): VO, TUYEN KIM
• Application Number:
  US11/825,640
• Time in Patent Office: 1,411 Days
• Field of Search: 235/379, 235/375, 705 39- 45
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/207 Surveillance aspects at ATMs

Abstract

A cash dispensing automated banking machine actuated by user cards is in operative connection with a system usable to capture images related to activity that is conducted at or adjacent to the machine. The automated banking machine is positioned at a banking facility including a vault and an entrance. A plurality of cameras are positioned at the facility. Images captured may be analyzed at the bank facility or the remote monitoring center. The monitoring center may operate to assure that employees of the bank facility or others can safely access and/or leave the bank facility.

Claims

1. A method comprising:

(a) operating at least one processor to cause information to be received at a monitoring facility associated with a monitoring service, responsive at least in part to input provided to a mobile phone by a person deciding whether to enter a building facility which includes at least one camera,

wherein the monitoring facility includes at least one display that is in operative connection with the at least one camera,

wherein the at least one processor is in operative connection with at least one data store that associates the building facility with a customer of the monitoring service;

(b) operating the at least one processor to determine using data from the at least one data store, that information received in (a) is associated with the customer;

(c) operating the at least one processor responsive at least in part to the determination in (b), to initiate a pre-entry security check of at least part of the building facility,

wherein the initiation causes visual images to be output through the at least one display,

wherein the visual images include at least one interior image captured by the at least one camera,

wherein the at least one interior image corresponds to a real time field of view of at least one area located inside the building facility,

wherein the visual images include at least one exterior image captured by the at least one camera,

wherein the at least one exterior image corresponds to a real time field of view of at least one area located outside the building facility; and

(d) subsequent to (c), operating the at least one processor to cause at least one communication to be sent to the mobile phone,

wherein the at least one communication includes a message associated with a result of the pre-entry security check,

wherein the message is useful to the customer in deciding whether to enter the building facility.

2. The method according to claim 1 wherein in (c) the visual images indicate whether an abnormal condition exists at the building facility.

3. The method according to claim 2 wherein in (d) the message informs the customer of an abnormal condition at the building facility.

4. The method according to claim 1 wherein in (d) the message indicates that the building facility is safe to enter.

5. The method according to claim 1 wherein in (c) the visual images show the customer outside the building facility.

6. The method according to claim 1 and further comprising:

(e) responsive at least in part to the information received in (a), operating the at least one processor to determine at least one location associated with the mobile phone;

(f) operating the at least one processor to cause to be output through the at least one display, an indication of a current location of the mobile phone.

7. The method according to claim 6 wherein (f) includes outputting an indication of a current location that is in proximity to the building facility, wherein in (c) the pre-entry security check is initiated responsive at least in part to the indication in (f) that the current location is in proximity to the building facility.

8. The method according to claim 1 wherein the building facility comprises a bank, wherein (c) includes providing a pre-entry security check of at least part of the bank.

9. A method comprising:

(a) operating at least one processor to cause information to be received at a monitoring facility associated with a monitoring service, responsive at least in part to input provided to a mobile phone by a person deciding whether to enter a building facility which includes at least one camera,

wherein the monitoring facility includes at least one display that is in operative connection with the at least one camera,

wherein the at least one processor is in operative connection with at least one data store that associates the building facility and a customer of the monitoring service;

(b) operating the at least one processor to determine using data from the at least one data store, that the information received in (a) is associated with the customer;

(c) operating the at least one processor responsive at least in part to the determination in (b), to initiate monitoring of an entry by the customer into the building facility,

wherein the initiation causes visual images captured by the at least one camera to be output through the at least one display,

wherein the visual images include at least one exterior image corresponding to a real time field of view of at least one entrance area located outside the building facility,

wherein the visual images include at least one interior image corresponding to a real time field of view of at least one interior area located inside the building facility,

wherein the visual images show the customer entering the building facility;

(d) subsequent to (c), operating the at least one processor to receive at least one safe-entry signal provided by the customer while located in the at least one interior area; and

(e) operating the at least one processor to cease the monitoring responsive at least in part to the at least one safe-entry signal received in (d).

10. The method according to claim 9 wherein (c) the visual images indicate whether an abnormal condition exists at the building facility.

11. The method according to claim 9 and further comprising:

(f) responsive at least in part to the information received in (a), operating the at least one processor to determine at least one location associated with the mobile phone;

(g) operating the at least one processor to cause to be output through the at least one display, an indication of a current location of the mobile phone.

12. The method according to claim 11 wherein (g) includes outputting an indication of a current location that is in proximity to the building facility, wherein in (c) the monitoring is initiated responsive at least in part to the indication in (g) that the current location is in proximity to the building facility.

13. The method according to claim 9 wherein the building facility comprises a bank, wherein (c) includes monitoring customer entry into the bank.

14. The method according to claim 9 wherein (d) includes operating the at least one processor to receive the at least one safe-entry signal responsive at least in part to input provided to the mobile phone by the customer.

15. A method comprising:

(a) operating at least one processor to cause information to be received at a monitoring facility associated with a monitoring service, responsive at least in part to input provided to a phone by a person deciding whether to leave a building facility which includes at least one camera,

wherein the monitoring facility includes at least one display that is in operative connection with the at least one camera,

wherein the at least one processor is in operative connection with at least one data store that associates the building facility and a customer of the monitoring service;

(b) operating the at least one processor to determine using data from the at least one data store, that the information received in (a) is associated with the customer;

(c) operating the at least one processor responsive at least in part to the determination in (b), to initiate monitoring of an exit by the customer from the building facility,

wherein the initiation causes visual images captured by the at least one camera to be output through the at least one display,

wherein the visual images include at least one exterior image corresponding to a real time field of view of at least one area located outside the building facility,

wherein the visual images show the customer exiting the building facility;

(d) subsequent to (c), operating the at least one processor to receive at least one safe-exit signal responsive at least in part to input provided to a mobile phone by the customer while located outside the building facility; and

(e) operating the at least one processor to cease the monitoring responsive at least in part to the at least one safe-exit signal received in (d).

16. The method according to claim 15 wherein in (c) the visual images indicate whether an abnormal condition exists outside of the building facility.

17. The method according to claim 15 wherein (a) includes operating at least one processor to cause the information to be received responsive at least in part to input provided to the mobile phone.

18. The method according to claim 15 and further comprising:

(f) responsive at least in part to the information received in (a), operating the at least one processor to determine at least one location of the mobile phone;

(g) prior to (e), operating the at least one processor to cause to be output through the at least one display, at least one indication of the at least one location.

19. The method according to claim 18 and further comprising:

(h) operating the at least one processor to receive an after-exit destination of the customer;

wherein (g) includes outputting through the at least one display, an indication of a location of the after-exit destination,

wherein (e) includes ceasing the monitoring responsive at least in part to a current location of the mobile phone corresponding to the location of the after-exit destination.

20. The method according to claim 19 wherein in (h) the after-exit destination is received responsive at least in part to input provided to the mobile phone by the customer.