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Spending and savings secondary linked accounts

  • US 7,945,512 B2
  • Filed: 08/13/2007
  • Issued: 05/17/2011
  • Est. Priority Date: 03/14/2007
  • Status: Active Grant
First Claim
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1. A system comprising:

  • an account management module;

    to link, using one or more processors, a secondary account to a primary account, the secondary account including a spending account and a savings account and having a dependent source portion and an independent source portion, the account management module associated with the primary account,to enable a holder of the primary account to control access to and use of funds in the dependent source portion of the secondary account with respect to a secondary account holder by limiting spending in certain categories or with certain merchants, andto allow the secondary account holder to control funds in the independent source portion.

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