Method and system for performing money transfer transactions
First Claim
Patent Images
1. A method for performing a money transfer transaction comprising:
- receiving card identifying information from a card associated with a sender through an electronic terminal;
retrieving at least one transaction detail based upon the card identifying information;
sending the at least one transaction detail to the electronic terminal;
receiving selection input corresponding to the at least one transaction detail and a desired amount of money to be sent by the sender to a recipient; and
receiving a payment confirmation from the electronic terminal indicating a collect amount has been collected from the sender.
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Reexamination
Accused Products
Abstract
A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
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Citations
20 Claims
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1. A method for performing a money transfer transaction comprising:
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receiving card identifying information from a card associated with a sender through an electronic terminal; retrieving at least one transaction detail based upon the card identifying information; sending the at least one transaction detail to the electronic terminal; receiving selection input corresponding to the at least one transaction detail and a desired amount of money to be sent by the sender to a recipient; and receiving a payment confirmation from the electronic terminal indicating a collect amount has been collected from the sender. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A system for performing a money transfer transaction comprising:
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a database for storing at least one transaction detail corresponding to a card associated with a sender; and a host computer in communication with the database, the host computer configured to; retrieve the at least one transaction detail from the database upon receipt of card identifying information from an electronic terminal; transmit the at least one transaction detail to the electronic terminal; receive selection input corresponding to the at least one transaction detail and a desired amount of money to be sent by the sender to a recipient; and receive a payment confirmation from the electronic terminal. - View Dependent Claims (15, 16, 17, 18)
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19. A method for performing a money transfer transaction comprising:
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receiving at least one transaction detail from a sender through a transaction staging device; assigning a code to a card for issuance to the sender, the code corresponding to the at least one transaction detail; receiving input comprising the code from a transaction fulfillment device; retrieving the at least one transaction detail based upon the code; sending the at least one transaction detail to the transaction fulfillment device; receiving selection input corresponding to the at least one transaction detail and a desired amount of money to be sent by the sender to a recipient; determining a collect amount upon receiving the selection input, the collect amount comprising one or more of the desired amount of money to be sent, a transaction fee, and a tax; sending the collect amount to the transaction fulfillment device; and recording the money transfer transaction upon receipt of a payment confirmation from the transaction fulfillment device indicating the collect amount has been collected from the sender. - View Dependent Claims (20)
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Specification