On-line payment transactions

• US 7,953,642 B2
• Filed: 01/29/2008
• Issued: 05/31/2011
• Est. Priority Date: 01/29/2007
• Status: Active Grant

• Current Assignee: Google LLC (Alphabet Inc.)
• Original Assignee: Google Inc. (Alphabet Inc.)
• Inventors: Dierks, Timothy
• Primary Examiner(s): Maguire; Lindsay M.
• Application Number:
  US12/021,888
• Publication Number:
  US 20080183593A1
• Time in Patent Office: 1,218 Days
• Field of Search: 705/26, 705/40
• US Class Current: 705/26.1
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0609 Buyer or seller confidence or verification
• CPC Class Codes: G06Q 30/0611 Request for offers or quotes
• CPC Class Codes: G06Q 30/0613 Third-party assisted
• CPC Class Codes: G06Q 30/0617 Representative agent
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 30/0635 Processing of requisition or of purchase orders
• CPC Class Codes: G06Q 30/0641 Shopping interfaces

Abstract

A computer-implemented method includes generating on a user terminal a merchant web site associated with a merchant with code for a merchant web page, transmitting a product selection request for the user to a remote open payment system that is separate from the merchant, and displaying purchase information responsive to the product selection request using the code for the merchant web page.

Claims

1. A computer-implemented method, comprising:

receiving, at an open payment system that processes payment transactions for a plurality of registered vendors, a first request from a remote computing device to select a first item for purchase on a first vendor page provided by a third-party system that is separate from the open payment system;

selecting, from among the plurality of registered vendors, a first vendor that corresponds to the first vendor page;

associating the received first request with the first vendor; and

providing to the remote computing device, in response to the received first request, data for displaying, in a same window as the first vendor page and without a browser refresh after receiving the first request, information relating to the selected first item to a user of the remote computing device on the first vendor page without a browser window refresh action occurring on the remote computing device,

wherein the data for displaying information relating to the selected first item comprises data that indicates that a user of the remote computing device has selected the first item for purchase.

2. The method of claim 1, wherein the received first request comprises a vendor identifier for an account of the first vendor and a user identifier for an account of the user.

3. The method of claim 1, further comprising receiving a login from the user of the remote computing device and associating a user identifier for an account of the user with a purchase transaction for the first item.

4. The method of claim 1, wherein the received first request is generated by the selection of the first item for purchase using a product selection control on the first vendor page.

5. The method of claim 4, further comprising receiving parameters of the first item for purchase on the first vendor page, and providing mark-up code for incorporation in the first vendor page for generating the product selection control.

6. The method of claim 1, further comprising:

receiving at the open payment system a second request from the remote computing device to select a second item for purchase on a second vendor page provided by a third-party system that is separate from the open payment system;

selecting, from among the plurality of registered vendors, a second vendor that corresponds to the second vendor page;

associating the received second request with the second vendor; and

providing to the remote computing device, in response to the received second request, data for displaying, in a same window as the second vendor page and without a browser refresh after receiving the second request, information relating to the selected first item and the selected second item to the user of the remote computing device on the second vendor page without a browser window refresh action occurring on the remote computing device,

wherein the data for displaying information relating to the selected first item and the selected second item comprises data that indicates that the user of the remote computing device has selected the first item and the second item for purchase.

7. The method of claim 6, wherein the selected first item is associated with a different vendor than the selected second item.

8. The method of claim 1, further comprising receiving at the open payment system a checkout request, and generating in response, data for displaying a group of items previously selected for purchase at the remote computing device.

9. The method of claim 8, further comprising receiving a checkout confirmation request and modifying accounts associated with the first vendor and the user to reflect purchases submitted by the user of the remote computing device on the first vendor page.

10. A computer-implemented system, comprising:

an interface, at an open payment system that processes payment transactions for a plurality of registered vendors, configured to receive a first request from a remote computing device selecting a first item for purchase on a first vendor page that is provided by a third-party system that is separate from the open payment system;

a database that stores information to associate the received first request with a first vendor of the first item that corresponds to the first vendor page; and

a transaction module programmed to, in response to the received first request, select, from among the plurality of registered vendors, the first vendor that corresponds to the first vendor page and generate data for displaying information relating to the selected first item to a user of the remote computing device on the first vendor page in a same window as the first vendor page without a browser window refresh action occurring on the remote computing device after the first request is received from the remote computing device.

11. The system of claim 10, wherein the data for displaying information relating to the selected first item comprises data for generating a representation of an electronic shopping cart that contains the selected first item for purchase.

12. The system of claim 10, wherein the transaction module is further programmed to cause a change in an inventory amount for the first vendor.

13. The system of claim 10, wherein the transaction module is further programmed to effect changes in financial account balances for the first vendor and the user, upon receipt by the interface of a checkout request.

14. The system of claim 10, wherein the received first request comprises a vendor identifier for an account of the first vendor and a user identifier for an account of the user.

15. The system of claim 10, wherein the received first request is generated by the selection of a product selection control on the first vendor page.

16. The system of claim 10, wherein:

the interface at the open payment system is further configured to receive a second request from the remote computing device selecting a second item for purchase on a second vendor page that is provided by a third-party system that is separate from the open payment system;

the database further stores information to associate the received second request with a second vendor of the second item that corresponds to the second vendor page, the second vendor being different from the first vendor;

the transaction module is further programmed to, in response to the second request, select, from among the plurality of registered vendors, the second vendor that corresponds to the second vendor page and generate data for displaying information relating to the selected first item and the selected second item to the user of the remote computing device on the second vendor page in a same window as the second vendor page without a browser window refresh action occurring on the remote computing device after the second request is received from the remote computing device.

17. A computer-implemented system, comprising:

an interface at an open payment system that processes payment transactions for a plurality of registered vendors, configured to receive a first request from a remote computing device selecting a first item for purchase on a first vendor page that is provided by a third-party system that is separate from the open payment system;

a database that stores information to associate the received first request with a first vendor of the first item that corresponds to the first vendor page; and

means for, in response to the received first request, selecting from among the plurality of registered vendors, the first vendor that corresponds to the first vendor page and for generating data for displaying information relating to the selected first item to a user of the remote computing device on the first vendor page in a same window as the first vendor page without a browser window refresh action occurring on the remote computing device after the first request is received from the remote computing device.