System and method for managing account processing
First Claim
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1. A system for managing insurance claims with a computer comprising:
- a processor; and
a memory containing program instructions which, when executed by the processor, cause the system to perform a method, the method comprising;
receiving data for a first insurance claim by an injured party;
determining from the data whether the first insurance claim has recovery potential;
thereafter when it is determined that the first insurance claim has recovery potential, collecting information about an event from which the first insurance claim was derived;
creating a request for information regarding additional insurance claims related to the first insurance claim which were paid within a specified time period surrounding the date of the event from which the first insurance claim was derived;
receiving a history file comprising data for claims for the injured party from the specified time period;
comparing the data for the first insurance claim with the data contained in the history file to detect whether additional insurance claims arose from the event; and
when the additional insurance claims are detected, processing the first insurance claim and the additional insurance claims together.
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Abstract
Systems and methods for managing subrogation and recovery of insurance claims with a computer including receiving data for a first insurance claim; determining from the data whether the first insurance claim has recovery potential; thereafter when it is determined that the first insurance claim has recovery potential, collecting information about the event from which the first insurance claim was derived; repeatedly seeking data, as necessary, for additional insurance claims associated with the event such that all insurance claims arising from the event are processed together.
33 Citations
13 Claims
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1. A system for managing insurance claims with a computer comprising:
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a processor; and a memory containing program instructions which, when executed by the processor, cause the system to perform a method, the method comprising; receiving data for a first insurance claim by an injured party; determining from the data whether the first insurance claim has recovery potential; thereafter when it is determined that the first insurance claim has recovery potential, collecting information about an event from which the first insurance claim was derived; creating a request for information regarding additional insurance claims related to the first insurance claim which were paid within a specified time period surrounding the date of the event from which the first insurance claim was derived; receiving a history file comprising data for claims for the injured party from the specified time period; comparing the data for the first insurance claim with the data contained in the history file to detect whether additional insurance claims arose from the event; and when the additional insurance claims are detected, processing the first insurance claim and the additional insurance claims together. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A system for managing insurance claims with a computer comprising:
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a server which; receives data for a first insurance claim by an injured party; determines from the data whether the first insurance claim has recovery potential, wherein the server is adapted to; collect information about an event from which the first insurance claim was derived after it is determined that the first insurance claim has recovery potential; create a request for information regarding additional insurance claims related to the first insurance claim which were paid within a specified time period surrounding the date of the event from which the first insurance claim was derived; receive a history file comprising data for claims for the injured party from the specified time period; compare the data for the first insurance claim with the data contained in the history file to detect whether additional insurance claims arose from the event; and when the additional insurance claims are detected, process the first insurance claim and the additional insurance claims together; one or more terminals connected to the server for recovery specialists to utilize in managing subrogation and recovery of insurance claims; and at least one client computer associated with an insurance company connected to the server for transferring data associated with insurance claims to the server.
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Specification