Computer systems and methods for providing credit information data

• US 7,958,046 B2
• Filed: 04/23/2004
• Issued: 06/07/2011
• Est. Priority Date: 04/23/2003
• Status: Active Grant

• Current Assignee: SAP SE
• Original Assignee: SAP AG (SAP SE)
• Inventors: Kiwon, Adam, Doerner, Robert, Zadro, Renato
• Primary Examiner(s): Kramer; James A
• Assistant Examiner(s): Fu; Hao
• Application Number:
  US10/830,300
• Publication Number:
  US 20050015334A1
• Time in Patent Office: 2,601 Days
• Field of Search: 705/35, 705/38, 707/500
• US Class Current: 705/38
• CPC Class Codes: G06F 40/143 Markup, e.g. Standard Generalized Markup Language [SGML] or Document Type Definition [DTD]
• CPC Class Codes: G06F 40/154 Tree transformation for tree-structured or markup documents, e.g. XSLT, XSL-FO or stylesheets
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/56 Provisioning of proxy services store-and-forward switching systems in data switching networks H04L12/54
• CPC Class Codes: H04L 67/565 Conversion or adaptation of application format or content adding application control or application functional data H04L67/561
• CPC Class Codes: H04L 69/329 in the application layer [OSI layer 7]
• CPC Class Codes: H04L 9/40 Network security protocols

Abstract

Computer systems and methods for providing credit information data are disclosed. In one embodiment, an exemplary method includes generating a first mark up language document in a requestor domain. The credit information query data may include provider identification data to enable identification of a provider of credit information data. The method further includes retrieving a first provider specific transformation document for transforming the first markup language document into a provider domain of the provider and sending the second mark up language document to the provider. The method further includes receiving a third mark up language document carrying the credit information data, where the third mark up language document is in the provider domain. The method further includes retrieving a second provider specific transformation document for transforming the third document into the requestor domain. The method further includes transforming the third mark up document by the second provider specific transformation document.

Claims

1. A computer system for providing of credit information data, the computer system comprising:

a first mark up language document generation module for generating a first mark up language document carrying credit information query data, the first mark up language document being in a requestor domain and the credit information query data comprising provider identification data identifying a provider of the credit information, to which a query is to be sent, from among a plurality of providers;

a first storage device for storing a plurality of first provider-specific transformation documents, each of the plurality of first provider-specific transformation documents corresponding to one of the plurality of providers;

a second storage device for storing a plurality of second provider-specific transformation documents, each of the plurality of second provider-specific transformation documents corresponding to one of the plurality of providers;

a first retrieving module for retrieving a first provider-specific transformation document corresponding to the provider identified by the provider identification data;

a first transformation module for transforming the first mark up language document to a second mark up language document in a provider domain of the provider by the first provider-specific transformation document;

a sending module for sending the second mark up language document to the provider;

a receiving module for receiving a third mark up language document carrying the credit information data, the third mark up language document being in the provider domain;

a second retrieving module for retrieving a second provider-specific transformation document corresponding to the provider identified by the provider identification data;

a second transformation module for transforming the third mark up language document to a fourth mark up language document in the requestor domain by the second provider-specific transformation document; and

a user interface for providing visualization of the credit information data.

2. The computer system of claim 1, wherein the mark up language is an extended mark up language and the first and second provider-specific transformation documents are XSL documents.

3. The computer system of claim 1, wherein first retrieving module and the second retrieving module are adapted to perform the retrieval operation using the provider identification data as a key.

4. The computer system of claim 1, wherein the credit information query data includes an unequivocal identifier of a business entity for which the credit information is requested.

5. A computer-implemented method of providing credit information data, the method comprising the following steps performed by a computer system:

generating, by the computer system, a first mark up language document carrying credit information query data, the first mark up language document being in a requestor domain and the credit information query data comprising provider identification data identifying a provider of the credit information data, to which a query is to be sent, from among a plurality of providers;

retrieving, by the computer system, a first provider-specific transformation document from a plurality of first provider-specific transformation documents, each of the plurality of first provider-specific transformation documents corresponding to one of the plurality of providers, wherein the retrieved first provider-specific transformation document corresponds to the provider identified by the provider identification data;

transforming, by the computer system, the first mark up language document to a second mark up language document in a provider domain of the provider by the first provider-specific transformation document;

sending, by the computer system, the second mark up language document to the provider;

receiving, by the computer system, a third mark up language document carrying the credit information data, the third mark up language document being in the provider domain;

retrieving, by the computer system, a second provider-specific transformation document from a plurality of second provider-specific transformation documents, each of the plurality of second provider-specific transformation documents corresponding to one of the plurality of providers, wherein the retrieved second provider-specific transformation document corresponds to the provider identified by the provider identification data;

transforming, by the computer system, the third mark up language document to a fourth mark up language document in the requestor domain by the second provider-specific transformation document; and

visualizing the credit information via a user interface.

6. The method of claim 5, wherein the mark up language is an extended mark up language and the first and second provider-specific transformation documents are XSL-documents.

7. The method of claim 5, wherein the retrieval of the first and second provider-specific transformation documents is performed by using the provider identification data as a key.

8. A computer program product, tangibly embodied in a computer-readable storage medium, for providing credit information data, the computer program product comprising program means for performing, when executed by a computer system, the steps of:

generating a first mark up language document carrying credit information query data, the first mark up language document being in a requestor domain and the credit information query data comprising provider identification data identifying a provider of the credit information data, to which a query is to be sent, from among a plurality of providers;

retrieving a first provider-specific transformation document from a plurality of first provider-specific transformation documents, each of the plurality of first provider-specific transformation documents corresponding to one of the plurality of providers, wherein the retrieved first provider-specific transformation document corresponds to the provider identified by the provider identification data;

transforming the first mark up language document to a second mark up language document in a provider domain of the provider by the first provider-specific transformation document;

sending the second mark up language document to the provider;

receiving a third mark up language document carrying the credit information data, the third mark up language document being in the provider domain;

retrieving a second provider-specific transformation document from a plurality of second provider-specific transformation documents, each of the plurality of second provider-specific transformation documents corresponding to one of the plurality of providers,

wherein the retrieved second provider-specific transformation document corresponds to the provider identified by the provider identification data;

transforming the third mark up language document to a fourth mark up language document in the requestor domain by the second provider-specific transformation document; and

visualizing the credit information via a user interface.

9. The computer program product of claim 8, wherein the mark up language is an extended mark up language.

10. The computer program product of claim 8, wherein the retrieval of the first and second provider-specific transformation documents is performed by using the provider identification data as a key.