Sending personal information to a personal information aggregator

• US 7,966,647 B1
• Filed: 12/05/2006
• Issued: 06/21/2011
• Est. Priority Date: 08/16/2006
• Status: Active Grant

• Current Assignee: Resource Consortium Limited, LLC, Shanghai Litree Purifying Equipment Co., Ltd.
• Original Assignee: Resource Consortium Limited
• Inventors: Igoe, Patrick T., Kravets, Leonid
• Primary Examiner(s): GEE, JASON KAI YIN
• Application Number:
  US11/567,202
• Time in Patent Office: 1,659 Days
• Field of Search: 726/2, 726/9, 726/20
• US Class Current: 726/2
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: H04L 67/104 Peer-to-peer [P2P] networks

Abstract

A method for sending personal information based on an identifier includes receiving the identifier from a portable identification device. A personal information aggregator is identified based on the identifier. Authorization is received to send one or more data feeds comprising personal information to the personal information aggregator. The authorized data feeds are sent to the personal information aggregator.

Claims

1. A method for sending personal information to a decentralized personal information aggregator based on an identifier, the method comprising:

(a) receiving, by a local system controlled by a third party, the identifier from a portable identification device in possession of a user and in proximity to the local system, the portable identification device associated with the decentralized personal information aggregator, wherein the decentralized personal information aggregator is remote from both the portable identification device and the local system and wherein the user is in control of the decentralized personal information aggregator;

(b) determining, from the identifier, a network address associated with the decentralized personal information aggregator;

(c) identifying the decentralized personal information aggregator based on at least the network address, wherein information stored in the decentralized personal information aggregator is under the control of the user and comprises at least two disparate types of data associated with the user;

(d) requesting authorization from the decentralized personal information aggregator to send one or more data feeds comprising personal information to the decentralized personal information aggregator;

(e) receiving, by the local system, via the decentralized personal information aggregator, explicit authorization from the user to send the one or more data feeds comprising personal information to the decentralized personal information aggregator; and

(f) sending, by the local system, the authorized data feeds to the decentralized personal information aggregator.

2. The method of claim 1, wherein the personal information includes purchase records.

3. The method of claim 1, wherein the identifier is an account number.

4. The method of claim 1, wherein the decentralized personal information aggregator notifies the user of the requested authorization and obtains approval for the requested authorization from the user.

5. The method of claim 1, wherein the determining of step (b) includes looking up a URL in a database.

6. The method of claim 1, wherein the determining of step (b) includes a DNS lookup of an IP address.

7. The method of claim 1, wherein the portable identification device includes an RFID tag.

8. The method of claim 1, wherein the portable identification device includes a bar code.

9. The method of claim 1, wherein the identifier is received by physically interfacing with the portable identification device.

10. The method of claim 1, wherein the identifier is received from a bar code reader.

11. The method of claim 1, wherein the identifier is received from the portable identification device by a wireless interface.

12. The method of claim 11, wherein the wireless interface is an RFID reader.

13. The method of claim 1, wherein the determining of step (b) further comprises converting the identifier into the network address.

14. A method for sending personal information to a decentralized personal information aggregator based on an identifier, the method comprising:

(a) reading, by a local system controlled by a third party, the identifier from a portable identification device in possession of a user and in proximity to the local system, the portable identification device associated with the decentralized personal information aggregator, wherein the decentralized personal information aggregator is remote from both the portable identification device and the local system and wherein the user is in control of the decentralized personal information aggregator;

(b) determining, from the identifier, a network address associated with the decentralized personal information aggregator;

(c) identifying the decentralized personal information aggregator based on at least the network address, wherein information stored in the decentralized personal information aggregator is under the control of the user and comprises at least two disparate types of data associated with the user;

(d) requesting authorization from the decentralized personal information aggregator to send one or more data feeds comprising personal information to the decentralized personal information aggregator;

(e) receiving, by the local system, via the decentralized personal information aggregator, explicit authorization from the user to send the one or more data feeds comprising personal information to the decentralized personal information aggregator; and

(f) sending, by the local system, the authorized data feeds to the decentralized personal information aggregator.

15. The method of claim 14, wherein the personal information includes purchase records.

16. The method of claim 14, wherein the identifier is an account number.

17. The method of claim 14, wherein the decentralized personal information aggregator notifies the user of the requested authorization and obtains approval for the requested authorization from the user.

18. The method of claim 14, wherein the determining of step (b) includes looking up a URL in a database.

19. The method of claim 14, wherein the determining of step (b) includes a DNS lookup of an IP address.

20. The method of claim 14, wherein the portable identification device includes an RFID tag.

21. The method of claim 14, wherein the portable identification device includes a bar code.

22. The method of claim 14, wherein the identifier is read by physically interfacing with the portable identification device.

23. The method of claim 14, wherein the identifier is read from a bar code on the portable identification device.

24. The method of claim 14, wherein the identifier is read from the portable identification device by a wireless interface.

25. The method of claim 24, wherein the wireless interface is an RFID reader.

26. The method of claim 14, wherein the determining of step (b) further comprises converting the identifier into the network address.

27. A method for sending personal information to a decentralized personal information aggregator based on an identifier, the method comprising:

(a) receiving, by a local system controlled by a third party, the identifier from a portable identification device in possession of a user and in proximity to the local system, the portable identification device associated with the decentralized personal information aggregator, wherein the decentralized personal information aggregator is remote from both the portable identification device and the local system and wherein the user is in control of the decentralized personal information aggregator;

(b) identifying the decentralized personal information aggregator based on a network address associated with the identifier, wherein information stored in the decentralized personal information aggregator is under the control of the user and comprises at least two disparate types of data associated with the user;

(c) receiving, by the local system, via the decentralized personal information aggregator, explicit authorization from the user to send one or more data feeds comprising personal information to the decentralized personal information aggregator; and

(d) sending, by the local system, the authorized data feeds to the decentralized personal information aggregator.

28. The method of claim 27, wherein the personal information includes purchase records.

29. The method of claim 27, wherein the identifier is received by physically interfacing with the portable identification device.

30. The method of claim 27, wherein the identifier is an account number.

31. The method of claim 27, wherein the identifier is received from a bar code reader.

32. The method of claim 27, wherein the identifier is received from the portable identification device by a wireless interface.

33. The method of claim 32, wherein the wireless interface is an RFID reader.

34. An apparatus for sending personal information to a decentralized personal information aggregator based on an identifier, the apparatus comprising:

(a) an input interface for receiving, by a local system controlled by a third party, the identifier from a portable identification device in possession of a user and in proximity to the local system, the portable identification device associated with the decentralized personal information aggregator, wherein the decentralized personal information aggregator is remote from both the portable identification device and the local system and wherein the user is in control of the decentralized personal information aggregator;

(b) a processor for determining, based on the identifier, a network address associated with the decentralized personal information aggregator and identifying the decentralized personal information aggregator based on at least the network address, wherein information stored in the decentralized personal information aggregator comprises at least two disparate types of personal information associated with the user;

(c) a transmitter for sending an authorization request and one or more data feeds comprising personal information to the decentralized personal information aggregator; and

(d) a receiver for receiving, via the decentralized personal information aggregator, explicit authorization from the user to send the one or more data feeds to the decentralized personal information aggregator.

35. The apparatus of claim 34, wherein the personal information includes purchase records.

36. The apparatus of claim 34, wherein the identifier is an account number.

37. The apparatus of claim 34, wherein the determining performed by the processor includes looking up a URL in a database.

38. The apparatus of claim 34, wherein the determining performed by the processor includes a DNS lookup of an IP address.

39. The method of claim 34, wherein the portable identification device includes an RFID tag.

40. The method of claim 34, wherein the portable identification device includes a bar code.

41. The apparatus of claim 34, wherein the input interface physically interfaces with the portable identification device.

42. The apparatus of claim 34, wherein the input interface is a wireless interface.

43. The apparatus of claim 34 wherein the input interface is an RFID reader.

44. The apparatus of claim 34, wherein the input interface is a bar code reader.

45. The method of claim 34, wherein the determining of step (b) further comprises converting the identifier into the network address.