Automated banking machine that operates responsive to data bearing records
First Claim
Patent Images
1. An apparatus comprising:
- an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including;
a plurality of transaction function devices, the transaction function devices including;
a cash dispenser;
a card reader operative to read data on user cards corresponding to financial accounts;
at least one computer including a data store, wherein the at least one computer is in operative connection with each of the transaction function devices;
a housing, wherein the at least one computer and each of the transaction function devices are in operatively supported connection with the housing;
wherein the at least one computer includes a trusted platform module (TPM) in operatively supported connection with the at least one computer inside the housing, wherein the at least one data store includes stored therein at least one digital certificate, wherein the at least one digital certificate comprises a public key, wherein the at least one computer is operatively configured to cause the TPM to be used to securely store a private key associated with the public key, wherein the at least one computer is operatively configured to establish a secure communication session between the at least one computer and a remote server through use of the TPM, the digital certificate, and the private key.
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Abstract
An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may generate a password for the machine responsive to randomly generated data.
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Citations
12 Claims
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1. An apparatus comprising:
an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including; a plurality of transaction function devices, the transaction function devices including; a cash dispenser; a card reader operative to read data on user cards corresponding to financial accounts; at least one computer including a data store, wherein the at least one computer is in operative connection with each of the transaction function devices; a housing, wherein the at least one computer and each of the transaction function devices are in operatively supported connection with the housing; wherein the at least one computer includes a trusted platform module (TPM) in operatively supported connection with the at least one computer inside the housing, wherein the at least one data store includes stored therein at least one digital certificate, wherein the at least one digital certificate comprises a public key, wherein the at least one computer is operatively configured to cause the TPM to be used to securely store a private key associated with the public key, wherein the at least one computer is operatively configured to establish a secure communication session between the at least one computer and a remote server through use of the TPM, the digital certificate, and the private key. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method carried out in connection with an automated banking machine that operates to cause financial transfers responsive to data read from data bearing records, comprising:
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a) through operation of at least one computer in an automated banking machine that reads card data corresponding to financial accounts from user cards with a card reader, causing a trusted platform module (TPM) included in the at least one computer to be used to securely store a private key in the automated banking machine, wherein the automated banking machine includes a housing, wherein the automated banking machine includes a plurality of transaction function devices in operative connection with the at least one computer, wherein the transaction function devices include a cash dispenser and the card reader, wherein the at least one computer and each of the transaction function devices are in operatively supported connection with the housing, wherein the at least one computer includes the TPM in operatively supported connection with the at least one computer inside the housing, wherein the computer includes at least one data store; b) through operation of the at least one computer, causing a digital certificate to be stored in the at least one data store, wherein the digital certificate includes a public key that corresponds to the private key securely stored by the TPM in (a); and c) through operation of the at least one computer, establishing a secure communication session between the at least one computer and a remote server through use of the TPM, the digital certificate, and the private key. - View Dependent Claims (8, 9, 10, 11, 12)
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Specification