Method and system of verifying and authenticating background and consumer records
First Claim
1. A computer-implemented method for retrieving and storing personal history that is collected from a subject of a search after the search is conducted, the search being ordered by a third party, comprising the steps of:
- providing a database comprising background information about a plurality of individuals in which the background information has not been checked by any of the individuals and in which access to the database by any of the individuals is restricted and information therein cannot be pre-screened and accessed by one or more of the individuals;
transmitting one or more passwords over a computer network to only a third party who is a subscriber of the database;
receiving the one or more passwords from a computer network from the third party;
providing the third party access to the database;
receiving a search request for background information about a subject, the subject comprising a person of interest from the plurality of individuals in the database;
transmitting data comprising background information about the subject over the computer network to the third party;
after transmitting the data comprising the background information about the subject, then transmitting identical background information about the subject over the computer network to the person of interest;
displaying the background information about the subject to the person of interest on a display device;
displaying a plurality of fields on a display device that prompt the person of interest to enter personal information;
receiving personal information in the fields from the person of interest;
displaying a plurality of YES and NO questions related to the background information about the subject on the display device that prompt the person of interest to answer the YES and NO questions;
receiving at least one of YES and NO answers from the person of interest corresponding to the YES and NO questions;
transmitting the personal information with the YES and NO answers over the computer network to the database;
associating the personal information and YES and NO answers with the background information about the subject; and
storing the personal information and YES and NO answers in the database as an appendix to the information about the subject, the personal information with the YES and NO answers providing context for the third party such that any adverse or derogatory data in the background information about the person of interest is mitigated; and
displaying the background information with the appendix to the third party.
3 Assignments
0 Petitions
Accused Products
Abstract
A method and system of verifying and authenticating the accuracy of public or private background reports. These reports contain information about consumers, such as aggregated data about criminal history, security clearance qualifications, security access authorization, credit, insurance and medical claims, and other public and private information wherein applicants, employees, individuals, credit reporting agencies, background screening entities, and consumers self-authenticate the accuracy of the records. The consumer report and a self-authentication questionnaire is delivered to the consumer by hand, email, facsimile, securely online, mail, overnight express, courier, or other delivery means, which is returned by similar methods with the completed questionnaire.
121 Citations
20 Claims
-
1. A computer-implemented method for retrieving and storing personal history that is collected from a subject of a search after the search is conducted, the search being ordered by a third party, comprising the steps of:
-
providing a database comprising background information about a plurality of individuals in which the background information has not been checked by any of the individuals and in which access to the database by any of the individuals is restricted and information therein cannot be pre-screened and accessed by one or more of the individuals; transmitting one or more passwords over a computer network to only a third party who is a subscriber of the database; receiving the one or more passwords from a computer network from the third party; providing the third party access to the database; receiving a search request for background information about a subject, the subject comprising a person of interest from the plurality of individuals in the database; transmitting data comprising background information about the subject over the computer network to the third party; after transmitting the data comprising the background information about the subject, then transmitting identical background information about the subject over the computer network to the person of interest; displaying the background information about the subject to the person of interest on a display device; displaying a plurality of fields on a display device that prompt the person of interest to enter personal information; receiving personal information in the fields from the person of interest; displaying a plurality of YES and NO questions related to the background information about the subject on the display device that prompt the person of interest to answer the YES and NO questions; receiving at least one of YES and NO answers from the person of interest corresponding to the YES and NO questions; transmitting the personal information with the YES and NO answers over the computer network to the database; associating the personal information and YES and NO answers with the background information about the subject; and storing the personal information and YES and NO answers in the database as an appendix to the information about the subject, the personal information with the YES and NO answers providing context for the third party such that any adverse or derogatory data in the background information about the person of interest is mitigated; and displaying the background information with the appendix to the third party. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
-
-
11. A computer system for retrieving and storing personal history that is collected from a subject of a search after the search is conducted, the search being ordered by a third party, the system comprising:
a microprocessor operable to; provide a database comprising background information about a plurality of individuals in which the background information has not been checked by any of the individuals and in which access to the database by any of the individuals is restricted and information therein cannot be pre-screened and accessed by one or more of the individuals; transmit one or more passwords over a computer network to only a third party who is a subscriber of the database; receive the one or more passwords from a computer network from the third party; provide the third party access to the database; receive a search request for background information about a subject, the subject comprising a person of interest from the plurality of individuals in the database; transmit data comprising background information about the subject over the computer network to the third party; after the data comprising the background information about the subject is transmitted, then transmit identical background information about the subject over the computer network to the person of interest; display the background information about the subject to the person of interest on a display device; display a plurality of fields on a display device that prompt the person of interest to enter personal information; receive personal information in the fields from the person of interest; display a plurality of YES and NO questions related to the background information about the subject on the display device that prompt the person of interest to answer the YES and NO questions; receive at least one of YES and NO answers from the person of interest corresponding to the YES and NO questions; transmit the personal information with the YES and NO answers over the computer network to the database; associate the personal information and YES and NO answers with the background information about the subject; store the personal information and YES and NO answers in the database as an appendix to the information about the subject, the personal information with the YES and NO answers providing context for the third party such that any adverse or derogatory data in the background information about the person of interest is mitigated; and display the background information with the appendix to the third party. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
Specification