Compact protocol and solution for substantially offline messaging between portable consumer device and base device

• US 8,011,570 B2
• Filed: 03/09/2010
• Issued: 09/06/2011
• Est. Priority Date: 09/13/2002
• Status: Active Grant

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Merckling, Roger, Hammad, Ayman, Gauthier, Patrick
• Primary Examiner(s): Hess; Daniel A
• Application Number:
  US12/720,133
• Publication Number:
  US 20100176196A1
• Time in Patent Office: 546 Days
• Field of Search: 235/375, 235/492, 705/14
• US Class Current: 235/375
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0211 Determining the effectiveness of discounts or incentives
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/0251 Targeted advertisements
• CPC Class Codes: G06Q 30/0268 at point-of-sale [POS]
• CPC Class Codes: H04W 88/08 Access point devices

Abstract

A method for providing messaging between a portable device and base device is provided. The method included communicating one or more message codes maintained in the portable device to the base device. The base device then composes a message for a user of the portable device using a dictionary of message codes. The message codes have corresponding message values, which are used to generate the message for the one or more message codes. The generated message is then provided to the user.

Claims

1. A method comprising:

receiving a message code at a base device from a portable device wherein the portable device was used to complete a purchase;

receiving transaction information for the purchase;

analyzing the message code using a dictionary database to determine a meaning corresponding to the message code;

generating a message using the meaning corresponding to the message code and the transaction information; and

providing the message to a consumer associated with the portable device.

2. The method of claim 1 wherein the base device is a point-of-sale (POS) device, cellular phone, PDA, computer, smartcard key tab, set-top box, or kiosk.

3. The method of claim 1 wherein the message code is received at the base device via infrared connection.

4. The method of claim 1 wherein the message generated is a special offer based on the transaction information.

5. The method of claim 1 wherein the portable device communicates with the base device when the portable device is inserted into the base device.

6. The method of claim 1 wherein the portable device is a smartcard, cellular phone, PDA, pager, credit card, ATM card, digital tablet, security badge or access badge.

7. The method of claim 1 wherein the dictionary database is embedded within the base device.

8. The method of claim 1 wherein the dictionary database is separate from the base device.

9. The method of claim 1 wherein the dictionary database comprises more than one dictionary.

10. The method of claim 1 wherein analyzing the message code using a dictionary database to determine a corresponding meaning, includes selecting an appropriate dictionary.

11. The method of claim 10 wherein an appropriate dictionary is determined by an administrative message code.

12. The method of claim 1 wherein providing the message comprises at least one of displaying the message, printing the message, and providing an audible message.

13. The method of claim 1 further wherein the message code is used to identify a specific smartcard application.

14. A system comprising:

a base device configured to receive a message code from a portable device wherein the portable device was used to complete a transaction;

a dictionary database comprising one or more dictionaries wherein each dictionary comprises one or more message codes and a meaning associated with each of the one or more message codes;

a composer configured to analyze the message code received from the portable device using the dictionary database and further configured to generate a message using a meaning associated with the message code and transaction information;

the portable device configured to communicate with the base device, wherein the portable device comprises one or more message codes; and

an interface device configured to provide the message to a user of the portable device.

15. The system of claim 14 wherein the dictionary database is embedded within the base device.

16. The system of claim 14 wherein the dictionary database is separate from the base device.

17. The system of claim 14 wherein the portable device is configured to be inserted into the base device.

18. The system of claim 14 wherein the portable device is configured to communicate with the base device via a wireless or wireline connection.

19. The system of claim 14 wherein the portable device is configured to communicate with the base device offline.