System and method for biometric signature authorization

• US 8,015,118 B1
• Filed: 05/06/2005
• Issued: 09/06/2011
• Est. Priority Date: 05/06/2005
• Status: Expired due to Fees

• Current Assignee: Open Invention Network LLC
• Original Assignee: Open Invention Network LLC
• Inventors: Goff, Tennille V., Watson, Timothy Neil, Robinson, Timothy L., Schildt, Bradford R., Corwin, Daniel J.
• Primary Examiner(s): Fischer; Andrew J.
• Assistant Examiner(s): Coppola; Jacob C.
• Application Number:
  US11/123,111
• Time in Patent Office: 2,314 Days
• Field of Search: None
• US Class Current: 705/75
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 9/3247 involving digital signatures

Abstract

A system and method of obtaining and storing a signed agreement authorizing the use of a user'"'"'s biometric data for the purpose of offering legal consent to agreements and transactions with one or more operators. The present invention imparts a process by which merchants and other service providers can access a verifying agreement indicating a user'"'"'s intent to submit biometric data as a substitute for a written signature and the user'"'"'s consent to abide by the terms and conditions of any agreements entered into by the submission of biometric data.

Claims

1. A method of validating the use of biometric data as legal consent in a transaction, the method comprising:

receiving, by an authorization system device, a consent form in electronic format, the consent form including a user signature, wherein the user signature provides validation to utilize the user biometric data as legal consent for a transaction;

receiving, at the authorization system device, user biometric data;

storing, via a processing device operably connected to the authorization system device, said consent form in electronic form in association with a user record in an authorization system;

storing, by the processing device on a computer readable medium operably connected to the processing device and the authorization system device, the user biometric data in association with the user record;

receiving, by the authorization system device, biometric data from said user as an indication of consent to a proposed transaction presented to said user by an operator of the authorization system;

receiving a request from said operator for secondary user consent to said proposed transaction; and

granting access to the operator by an authorization system device to the stored consent form associated with said user record, wherein the user signature included with the consent form constitutes secondary user consent to the proposed transaction.

2. The method of claim 1, wherein said received biometric data is a fingerprint.

3. The method of claim 1, wherein storing said consent form comprises storing an image of a signed consent form that includes a handwritten signature.

4. The method of claim 3, wherein said signed consent form is retrieved from said authorization system by matching said received biometric data with registered biometric data stored in a user record.

5. The method of claim 3, further comprising printing a copy of said signed consent form at said authorization system device for said operator.

6. The method of claim 3, further comprising associating an electronic copy of said signed consent form with a transaction record for said proposed transaction.