Systems and methods for automobile accident claims initiation
First Claim
1. A method of initiating an insurance claim for an accident involving an insured person and an adverse party, the initiating being in response to a user operating a mobile device, comprising:
- receiving user input on the mobile device, the user input comprising claim data;
automatically storing the claim data on the mobile device;
receiving claim initiation input on the mobile device;
automatically transmitting the claim data from the mobile device to an insurer;
receiving a claim identifier from the insurer on the mobile device;
receiving on the mobile device, a request for an identity of the adverse party;
transmitting the identity of the adverse party to the claim; and
receiving and presenting on the mobile device a notification indicating whether the identity of the adverse party is authentic, wherein the identity was analyzed and authenticated by a claim data analysis subsystem.
1 Assignment
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Accused Products
Abstract
Automobile accident claims initiation systems and methods are described. An insured driver may initiate a claim by operating a mobile device. The system provides automated inquiries to the driver through the mobile device. The driver provides responses to the inquiries using the mobile device. The driver may provide images and audio data, as well as personal information and information on the parties and vehicles involved in the accident. The system may automatically arrange for services such as a rental car or a tow truck. The system may provide claim information, such as a claim number to the driver by transmitting information to the mobile device.
182 Citations
21 Claims
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1. A method of initiating an insurance claim for an accident involving an insured person and an adverse party, the initiating being in response to a user operating a mobile device, comprising:
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receiving user input on the mobile device, the user input comprising claim data; automatically storing the claim data on the mobile device; receiving claim initiation input on the mobile device; automatically transmitting the claim data from the mobile device to an insurer; receiving a claim identifier from the insurer on the mobile device; receiving on the mobile device, a request for an identity of the adverse party; transmitting the identity of the adverse party to the claim; and receiving and presenting on the mobile device a notification indicating whether the identity of the adverse party is authentic, wherein the identity was analyzed and authenticated by a claim data analysis subsystem. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system for initiating an insurance claim for an accident involving an insured person and an adverse party, the initiating being in response to a user operating a mobile device, comprising:
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a processor; and a memory, the memory including instructions, which when executed by the processor, cause the processor to implement at least one subsystem that; receives user input on the mobile device, the user input comprising claim data; automatically stores the claim data on the mobile device; receives claim initiation input on the mobile device; automatically transmits the claim data from the mobile device to an insurer; receives a claim identifier from the insurer on the mobile device; receives a request for an identity of the adverse party; transmit the identity of the adverse party to the claim; and receive and present on the mobile device a notification indicating whether the identity of the adverse party is authentic, wherein the identity was analyzed and authenticated by a claim data analysis subsystem. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A computer-readable storage medium comprising computer-readable instructions for initiating an insurance claim for an accident involving an insured person and an adverse party, the initiating being in response to a user operating a mobile device, the computer-readable instructions comprising instructions for:
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receiving user input on the mobile device, the user input comprising claim data; automatically storing the claim data on the mobile device; receiving claim initiation input on the mobile device; automatically transmitting the claim data from the mobile device to an insurer; receiving a claim identifier from the insurer on the mobile device; receiving on the mobile device, a request for an identity of the adverse party; transmitting the identity of the adverse party to the claim; and receiving and presenting on the mobile device a notification indicating whether the identity of the adverse party is authentic, wherein the identity was analyzed and authenticated by a claim data analysis subsystem. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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Specification