×

System and method for account level blocking

  • US 8,019,685 B2
  • Filed: 09/28/2009
  • Issued: 09/13/2011
  • Est. Priority Date: 03/03/2009
  • Status: Active Grant
First Claim
Patent Images

1. A method comprising:

  • receiving, using a server computer, an authorization request for a transaction;

    determining, using the server computer, if the transaction satisfies a stored blocking parameter;

    allowing, using the server computer, the authorization request if the transaction does not satisfy the stored blocking parameter;

    denying, using the server computer, the authorization request if the transaction satisfies the stored blocking parameter;

    receiving, at the server computer, a transaction clearing request for the transaction, wherein the transaction is conducted using a consumer device;

    determining, using the server computer, if the transaction satisfies the stored blocking parameter;

    allowing, using the server computer, the transaction clearing request if the transaction does not satisfy the stored blocking parameter; and

    denying, using the server computer, the transaction clearing request if the transaction satisfies the stored blocking parameter.

View all claims
  • 1 Assignment
Timeline View
Assignment View
    ×
    ×