Card activated cash dispensing automated banking machine
First Claim
Patent Images
1. Apparatus comprising:
- an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including;
a plurality of hardware components including;
a card reader operative to read card data on user cards corresponding to financial accounts; and
a cash dispenser;
at least one computer in operative connection with the plurality of hardware components;
at least one door;
a housing, wherein the at least one computer, the at least one door, and the plurality of hardware components are in operatively supported connection with the housing, wherein the at least one door is movable between a closed position and an open position,wherein at least one of the hardware components includes at least one input device positioned inside the housing, wherein when the at least one door is in the open position the at least one input device is operative to receive an input through manual operation of the at least one input device, wherein when the at least one door is in the closed position the at least one input device is not capable of receiving the input through manual operation of the at least one input device,wherein the at least one hardware component is responsive to the input received through manual operation of the at least one input device to cause the at least one hardware component to accept data received from the least one computer by the at least one hardware component for use with authenticating communications received by the at least one hardware component from the at least one computer, wherein when the at least one door is in the closed position, the at least one hardware component is operative to authenticate at least one communication received from the at least one computer using the accepted data, wherein the at least one hardware component is operative to carry out a transaction function responsive to the at least one authenticated communication received from the at least one computer.
19 Assignments
0 Petitions
Accused Products
Abstract
A card activated cash dispensing automated banking machine is provided which includes a safe and at least a portion of a cash dispenser positioned within the safe. The cash dispenser includes an input device which when manually operated from within the safe causes the cash dispenser to accept data usable to authenticate communicates received from a computer located outside the safe in the automated banking machine. The cash dispenser is operative responsive to authenticated communication to dispense cash.
-
Citations
14 Claims
-
1. Apparatus comprising:
an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including; a plurality of hardware components including; a card reader operative to read card data on user cards corresponding to financial accounts; and a cash dispenser; at least one computer in operative connection with the plurality of hardware components; at least one door; a housing, wherein the at least one computer, the at least one door, and the plurality of hardware components are in operatively supported connection with the housing, wherein the at least one door is movable between a closed position and an open position, wherein at least one of the hardware components includes at least one input device positioned inside the housing, wherein when the at least one door is in the open position the at least one input device is operative to receive an input through manual operation of the at least one input device, wherein when the at least one door is in the closed position the at least one input device is not capable of receiving the input through manual operation of the at least one input device, wherein the at least one hardware component is responsive to the input received through manual operation of the at least one input device to cause the at least one hardware component to accept data received from the least one computer by the at least one hardware component for use with authenticating communications received by the at least one hardware component from the at least one computer, wherein when the at least one door is in the closed position, the at least one hardware component is operative to authenticate at least one communication received from the at least one computer using the accepted data, wherein the at least one hardware component is operative to carry out a transaction function responsive to the at least one authenticated communication received from the at least one computer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
-
12. Apparatus comprising:
an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including; a plurality of hardware components including; a card reader operative to read card data on user cards corresponding to financial accounts; and at least one of a cash dispenser and a cash recycler; at least one computer in operative connection with the plurality of hardware components, wherein the at least one computer includes a trusted platform module (TPM); at least one door; a housing, wherein the at least one computer, the at least one door, and the plurality of hardware components are in operatively supported connection with the housing, wherein the at least one door is movable between a closed position and an open position, wherein at least one of the hardware components includes at least one input device positioned inside the housing, wherein when the at least one door is in the open position the at least one input device is operative to receive an input through manual operation of the at least one input device, wherein when the at least one door is in the closed position the at least one input device is not capable of receiving the input through manual operation of the at least one input device, wherein the TPM is operatively configured to be used by the at least one computer to securely store data capable of being sent to the at least one hardware component by the at least one computer, wherein the at least one hardware component is responsive to the input received through manual operation of the input device to cause the at least one hardware component to accept from the at least one computer, the data stored by the TPM, wherein when the at least one door is in the closed position, the at least one hardware component is operative to authenticate at least one communication received from the at least one computer using the accepted data, wherein the at least one hardware component is operative to carry out a function responsive to the at least one authenticated communication received from the at least one computer.
-
13. Apparatus comprising:
an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including; a plurality of hardware components including; a card reader operative to read card data on user cards corresponding to financial accounts; and at least one of a cash dispenser and a cash recycler; at least one computer in operative connection with the plurality of hardware components; at least one door; a housing, wherein the at least one computer, the at least one door, and the plurality of hardware components are in operatively supported connection with the housing, wherein the at least one door is movable between a closed position and an open position, wherein at least one of the hardware components includes at least one input device positioned inside the housing, wherein when the at least one door is in the open position the at least one input device is operative to receive an input through manual operation of the at least one input device, wherein when the at least one door is in the closed position the at least one input device is not capable of receiving the input through manual operation of the at least one input device, wherein the at least one hardware component is responsive to the input received through manual operation of the at least one input device to cause the at least one hardware component to accept data received from the least one computer by the at least one hardware component for use with authenticating at least one communication received by the at least one hardware component from the at least one computer, wherein when the at least one door is in the closed position, the at least one hardware component is operative to authenticate the at least one communication received from the at least one computer by cryptographically determining using the accepted data that the at least one communication includes data which is authorized to cause the at least one hardware component to carry out at least one function, wherein the at least one hardware component is operative to carry out the at least one function responsive to the at least one authenticated communication received from the at least one computer.
-
14. Apparatus comprising:
an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including; a plurality of hardware components including; a card reader operative to read card data on user cards corresponding to financial accounts; and at least one of a cash dispenser, a cash recycler, and a depository mechanism; at least one computer in operative connection with the plurality of hardware components; at least one door; a housing, wherein the at least one computer, the at least one door, and the plurality of hardware components are in operatively supported connection with the housing, wherein the at least one door is movable between a closed position and an open position, wherein at least one of the hardware components includes at least one input device positioned inside the housing, wherein when the at least one door is in the open position the at least one input device is operative to receive an input through manual operation of the at least one input device, wherein when the at least one door is in the closed position the at least one input device is not capable of receiving the input through manual operation of the at least one input device, wherein the at least one hardware component is responsive to the input received through manual operation of the at least one input device to cause the at least one hardware component to accept data received from the least one computer by the at least one hardware component for use with authenticating at least one communication received by the at least one hardware component from the at least one computer, wherein when the at least one door is in the closed position, the at least one hardware component is operative to authenticate the at least one communication received from the at least one computer using the accepted data, wherein the at least one hardware component is operative to carry out a transaction function responsive to the at least one authenticated communication received from the at least one computer.
Specification