Automated banking machine that outputs interference signals that jam reading ability of unauthorized card reader devices
First Claim
Patent Images
1. A method comprising:
- (a) operating at least one computer to determine that a user card is expected to be moved in a card slot of a cash dispensing automated banking machine, wherein the at least one computer is in operative connection with at least one signal emitter;
wherein the at least one signal emitter is operative to output interference signals adapted to interfere with user card reading by an unauthorized card reading device;
(b) responsive at least in part to the determination in step (a), operating the at least one computer to cause the at least one signal emitter to begin output of at least one interference signal;
(c) subsequent to step (b), continuing output of the at least one interference signal while the user card is in the card slot; and
(d) subsequent to step (c), operating the at least one computer to cause the at least one signal emitter to cease output of the at least one interference signal.
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Abstract
A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
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Citations
21 Claims
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1. A method comprising:
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(a) operating at least one computer to determine that a user card is expected to be moved in a card slot of a cash dispensing automated banking machine, wherein the at least one computer is in operative connection with at least one signal emitter;
wherein the at least one signal emitter is operative to output interference signals adapted to interfere with user card reading by an unauthorized card reading device;(b) responsive at least in part to the determination in step (a), operating the at least one computer to cause the at least one signal emitter to begin output of at least one interference signal; (c) subsequent to step (b), continuing output of the at least one interference signal while the user card is in the card slot; and (d) subsequent to step (c), operating the at least one computer to cause the at least one signal emitter to cease output of the at least one interference signal. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. Apparatus comprising:
an automated banking machine including; a cash dispenser, a card reader, a card slot, at least one signal emitter; wherein the at least one signal emitter is operative to output interference signals adapted to interfere with card reading ability of unauthorized card reading devices, at least one computer, wherein the at least one computer is in operative connection with the card reader and the at least one signal emitter; wherein the at least one computer includes software comprising computer instructions executable by the at least one computer, wherein the at least one computer is operative to determine expected operation of the card reader to read a user card, wherein the at least one computer is programmed to operate responsive at least in part to the determining to cause the at least one signal emitter to begin output of at least one interference signal, wherein the at least one computer is programmed to subsequently operate to cause the at least one signal emitter to continue outputting the at least one interference signal while the user card is in the card slot,
wherein the at least one computer is programmed to subsequently operate to cause the at least one signal emitter to cease output of the at least one interference signal.- View Dependent Claims (9, 10, 11, 12)
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13. A method comprising:
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(a) operating an automated banking machine to sense at least one customer action, wherein the machine includes a card reader, wherein the machine includes a card slot adjacent to the card reader, wherein the machine is associated with at least one sensor, wherein the machine includes at least one computer in operative connection with the card reader and the at least one sensor; (b) operating the machine responsive at least in part to (a), to begin providing continuous interference output, wherein the interference output is operative to interfere with unauthorized card reader device reading of a user card; (c) operating the machine while the interference output is being provided, to sense that a user card moved in the card slot in a direction toward the card reader; (d) operating the machine responsive at least in part to (c) to cease providing the interference output; (e) subsequent to (d), operating the machine while the interference output is not being provided, to cause the card reader to read the user card; (f) operating the machine subsequent to the card reader reading the user card, to begin providing the continuous interference output, (g) operating the machine while the interference output is being provided, to sense that a user card moved in the card slot in a direction away from the card reader; and (h) operating the machine responsive at least in part to (g) to cease providing the interference output. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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21. Apparatus comprising:
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at least one signal emitter, wherein the at least one emitter is configured to be mounted in an automated banking machine that operates to cause financial transfers at least one of to and from machine user financial accounts, wherein the automated banking machine includes at least one computer, a card reader and a card slot, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to user financial accounts, and wherein cards read by the card reader move in the card slot, wherein the at least one emitter is configured to be in operative connection with the at least one computer, wherein the at least one emitter when mounted in the machine and operatively connected with the at least one computer, is operative responsive at least in part to the at least one computer to output interference signals that prevent interception of card data from user cards by an unauthorized card reading device positioned adjacent to the card slot.
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Specification