Floorplanning

• US 8,032,455 B2
• Filed: 09/06/2005
• Issued: 10/04/2011
• Est. Priority Date: 09/02/2005
• Status: Expired due to Fees

• Current Assignee: Banqsoft AB
• Original Assignee: Banqsoft AB
• Inventors: Lundvik, Erik, Moen, Per, Olsen, Vegard, Letting, Jon
• Primary Examiner(s): Hewitt, II; Calvin L
• Assistant Examiner(s): Qayyum; Zeshan
• Application Number:
  US11/220,380
• Publication Number:
  US 20070055624A1
• Time in Patent Office: 2,219 Days
• Field of Search: 705/40, 705/35, 705/37
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The invention relates to a method and a system providing floor-planning of consignment financing involving transaction interfaces between a provider of goods (16), financing provider (14), dealer of the goods (12), and a banking provider (44) through a network for at least one of a telecommunication and data communication. Hence, providing a web interface which keeps track on financial transactions on a real time basis day by day to involved parties (12, 14, 16) in the transactions taken place.

Claims

1. A method providing floor-planning of consignment financing involving transaction interfaces between a provider of goods, financing provider, dealer of said goods, and a banking provider through a network for at least one of a telecommunication and data communication, comprising:

said dealer ordering said goods by consignment financing by utilizing said communication;

said provider of goods delivering said goods through transportation facilities to said dealer;

a consignment web interface at said financing provider interfacing said provider of goods, dealer, and banking provider;

said provider of goods invoicing said financing provider through said web interface;

said financing provider confirming delivery of said goods based on a consignment agreement through a message to said dealer through said web interface;

said dealer visiting said web interface and registering a purchase of said goods based on said consignment agreement;

said financing provider invoicing said dealer by a message through said web interface;

said financing provider having a settlement account for said dealer connected to said web interface;

netting said settlement account upon invoicing said dealer, and settling said account on a daily basis by debiting or crediting a dealer or own account at a banking provider through said communication, thus settling financial consignment on a real time basis considering the day of purchase of said goods.

2. A method according to claim 1, wherein said web interface comprises a floor-planning account, purchase financing through dealer, provisions and subsidy connected to said settlement account for netting.

3. A method according to claim 1, wherein said floor-planning comprises advertisement programs, and campaigns in the settlement of said netting account.

4. A method according to claim 1, wherein with said floor-planning dealers accomplish the main part of their efforts by moving one object from one site to another, to an external approved partner in order to be complemented.

5. A method according to claim 1, wherein said floor-planning conveys handling of used objects, including loaning a vehicle in a garage and releasing a vehicle from the existing stock.

6. A method according to claim 1, wherein said dealer receives reports through said web interface objects in stock, bookkeeping, audition information, and settlement agreements.