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Automated banking machine that operates responsive to data bearing records

  • US 8,042,733 B2
  • Filed: 04/26/2010
  • Issued: 10/25/2011
  • Est. Priority Date: 11/27/1996
  • Status: Expired due to Term
First Claim
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1. A method comprising:

  • (a) providing at least one automated banking machine transaction-controlling application on at least one server,wherein the at least one application includes instructions executable by at least one machine-controlling computer associated with a banking system automated banking machine that includes a cash dispenser and at least one reader, to control the machine in carrying out transaction steps which include;

    (i) operating the at least one reader to read user data corresponding to a financial account associated with a user of the machine;

    (ii) operating the cash dispenser to dispense cash from the machine to the user; and

    (iii) causing the financial account to be assessed an amount corresponding to a value associated with the dispensed cash;

    (b) operatively connecting the at least one server and the at least one machine-controlling computer,wherein the operative connection enables the at least one machine-controlling computer to access the at least one application from the at least one server in exchange for an access rights payment to an entity associated with the at least one server,wherein the at least one application when accessed by the at least one machine-controlling computer controls the machine,only during a temporary basis, a duration of which corresponds to the payment,in carrying out steps (i)-(iii) for a plurality of users of the machine;

    (c) receiving the access rights payment, wherein the at least one machine-controlling computer has a right to access the at least one application from the at least one server; and

    (d) subsequent to (c), receiving an access usage payment in exchange for the at least one machine-controlling computer accessing the at least one application from the at least one server during an exercising of the right paid for in (c), wherein the access usage payment differs from the access rights payment.

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