Card activated cash dispensing automated banking machine system and method
First Claim
1. Computer readable media bearing non-transitory computer executable instructions operative to cause at least one processor in a portable wireless device in wireless communication with an automated banking machine that operates to cause financial transfers responsive at least in part to data read from data bearing records, to cause the portable wireless device to carry out a method,wherein the automated banking machine includes a card reader and a cash dispenser,wherein the automated banking machine reads card data corresponding to financial accounts from user cards with the card reader,wherein the computer executable instructions are included in a terminal client application,wherein the method comprises:
- a) through operation of the at least one processor, executing the terminal client application;
b) through operation of the at least one processor responsive at least in part to the terminal client application, causing an output device of the portable wireless device to visually prompt a user to input a personal identification number (PIN) through operation of an input device of the portable wireless device;
c) through operation of the at least one processor, responsive at least in part to the terminal client application and an input of the PIN through operation of the input device of the portable wireless device, causing the portable wireless device to wirelessly cause the automated banking machine to read a financial account number from the portable wireless device.
4 Assignments
0 Petitions
Accused Products
Abstract
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. While a user operates the system to dispense cash or perform other banking operations, the system may further permit at least one portable wireless device to wirelessly access the system to conduct transactions.
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Citations
18 Claims
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1. Computer readable media bearing non-transitory computer executable instructions operative to cause at least one processor in a portable wireless device in wireless communication with an automated banking machine that operates to cause financial transfers responsive at least in part to data read from data bearing records, to cause the portable wireless device to carry out a method,
wherein the automated banking machine includes a card reader and a cash dispenser, wherein the automated banking machine reads card data corresponding to financial accounts from user cards with the card reader, wherein the computer executable instructions are included in a terminal client application, wherein the method comprises: -
a) through operation of the at least one processor, executing the terminal client application; b) through operation of the at least one processor responsive at least in part to the terminal client application, causing an output device of the portable wireless device to visually prompt a user to input a personal identification number (PIN) through operation of an input device of the portable wireless device; c) through operation of the at least one processor, responsive at least in part to the terminal client application and an input of the PIN through operation of the input device of the portable wireless device, causing the portable wireless device to wirelessly cause the automated banking machine to read a financial account number from the portable wireless device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. At least one article of computer readable media bearing computer executable instructions operative to cause at least one processor in a mobile phone to cause the mobile phone to carry out a method in conjunction with a cash dispensing automated banking machine that can operate to cause financial transfers responsive at least in part to data read from data bearing records, the method comprising:
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a) through operation of the at least one processor, executing a terminal client application that includes the computer executable instructions; b) through operation of the at least one processor responsive at least in part to the terminal client application, causing an output device of the mobile phone to prompt a user to input a personal identification number (PIN) through operation of an input device of the mobile phone; c) through operation of the at least one processor, responsive at least in part to the terminal client application and an input of the PIN through operation of the input device of the mobile phone, causing the mobile phone to wirelessly cause the automated banking machine to read a financial account number from the mobile phone. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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17. At least one article of computer readable media bearing non-transitory computer executable instructions operative to cause at least one processor in a mobile phone to cause the mobile phone to carry out a method that involves a cash dispensing automated banking machine that can operate to cause financial transfers responsive at least in part to data read from data bearing records, wherein the non-transitory computer executable instructions include a terminal client application,
the method comprising: -
a) through operation of the at least one processor in the mobile phone responsive at least in part to the terminal client application, causing an output device of the mobile phone to prompt a user to input a password through operation of an input device of the mobile phone; b) through operation of the at least one processor in the mobile phone responsive at least in part to the terminal client application and the password input through operation of the input device of the mobile phone, causing the automated banking machine to receive data representative of a financial account number from the mobile phone. - View Dependent Claims (18)
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Specification