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Systems and methods for redeeming rewards associated with accounts

  • US 8,073,736 B2
  • Filed: 12/13/2007
  • Issued: 12/06/2011
  • Est. Priority Date: 04/24/1998
  • Status: Expired due to Fees
First Claim
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1. A method for redeeming rewards, the method comprising:

  • receiving at a computer system having a processor a reward redemption request associated with an account, wherein the reward redemption request includes a reward amount required to be provided in order to receive a redemption;

    determining with the computer system an award associated with the account, wherein the award comprises a current award level that can be applied to obtain a redemption if the current award level is at least equal to the reward amount;

    determining with the computer system that the reward amount is greater than the current reward level associated with the account; and

    when the reward amount is greater than current reward level, determining that the current reward level is likely to reach the reward amount in a certain time based at least in part on the activity of the account, and if so then satisfying the redemption request.

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