System for biometric security using a fob
First Claim
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1. A Radio Frequency (RF) customer payment device comprising:
- an RF transponder configured to receive a device authentication code from an RF Identification (RFID) reader;
a unique device identification code;
a unique device encryption key corresponding to the unique device identification code;
a device account code;
a signature sensor configured to detect proffered signature sample data;
a device authentication circuit configured to use the unique device encryption key to encrypt the device authentication code and the device account code; and
a second RF transponder, wherein at least one of the RF transponder or the second RF transponder is configured to transmit a RFID reader authentication code to the RFID reader and receive an encrypted RFID reader authentication code from the RFID reader in response to the proffered signature sample data matching the authenticated signature sample data;
wherein the RF transponder is configured to transmit at least one of the encrypted device authentication code or the encrypted device account code to the RFID reader.
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Abstract
The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric sample and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on the databases.
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Citations
20 Claims
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1. A Radio Frequency (RF) customer payment device comprising:
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an RF transponder configured to receive a device authentication code from an RF Identification (RFID) reader; a unique device identification code; a unique device encryption key corresponding to the unique device identification code; a device account code; a signature sensor configured to detect proffered signature sample data;
a device authentication circuit configured to use the unique device encryption key to encrypt the device authentication code and the device account code; anda second RF transponder, wherein at least one of the RF transponder or the second RF transponder is configured to transmit a RFID reader authentication code to the RFID reader and receive an encrypted RFID reader authentication code from the RFID reader in response to the proffered signature sample data matching the authenticated signature sample data; wherein the RF transponder is configured to transmit at least one of the encrypted device authentication code or the encrypted device account code to the RFID reader. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method comprising:
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detecting proffered signature sample data at a signature sensor to facilitate a Radio Frequency (RF) transaction; associating the proffered signature sample data with at least one of an RF customer payment device, a user identifier, or a transaction account; receiving a reader authentication code from the RF customer payment device; encrypting the reader authentication code using a reader encryption key to create an encrypted reader authentication code; transmitting the encrypted reader authentication code to the RF customer payment device for authentication of the sample receiver; receiving an encrypted device account code from the RF customer payment device in response to the authentication of the sample receiver; decrypting the encrypted device account code using the unique device decryption key; verifying the proffered signature sample data to facilitate activating the RF customer payment device and confirm the proffered signature sample data; storing the proffered signature sample data as registered signature sample data; receiving a transaction request from the RF customer payment device, wherein the transaction request comprises transaction signature sample data; authorizing the transaction request in response to the transaction signature sample data matching the registered signature sample data; and transmitting the decrypted device account code to facilitate processing the transaction. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. An authorized sample receiver (ASR) comprising:
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a biometric sensor configured to receive first proffered signature sample data to facilitate a Radio Frequency (RF) transaction; a communications device configured to receive an encrypted device authentication code from the RF customer payment device and a second proffered signature sample data associated with an RF customer payment device and store the first proffered signature sample data as registered signature sample data in response to the second proffered signature sample data matching the first proffered biometric sample data; an RF Identification (RFID) reader configured to receive a transaction request from the RF customer payment device comprising transaction signature sample data, an encrypted device account code, and a unique device identification code; a plurality of device-specific decryption keys; and an authentication circuit configured to decrypt the encrypted device account code using a unique RF customer payment device decryption key selected from the plurality of device-specific decryption keys and compare the transaction signature sample data to the registered signature sample data to facilitate authenticating the RF customer payment device. - View Dependent Claims (19, 20)
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Specification