Method and apparatus for issuing and managing gift certificates
First Claim
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1. A method, comprising:
- receiving, via a controller device, a request for a gift certificate from an account holder, the request including an account identifier associated with a financial account of the account holder and a maximum redemption value of the requested gift certificate that can be charged to the financial account of the account holder,in which the request further includes an indication of a total number of times that the gift certificate can be used;
determining, via the controller device, a gift certificate identifier that is different from the account identifier;
associating the account identifier with the gift certificate identifier; and
generating, via the controller device, the gift certificate to include an indication of the gift certificate identifier and the maximum redemption value.
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Abstract
The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. In some aspects, issuing a gift certificate may comprise receiving a request for a gift certificate, determining a gift certificate identifier and generating a gift certificate.
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Citations
19 Claims
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1. A method, comprising:
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receiving, via a controller device, a request for a gift certificate from an account holder, the request including an account identifier associated with a financial account of the account holder and a maximum redemption value of the requested gift certificate that can be charged to the financial account of the account holder, in which the request further includes an indication of a total number of times that the gift certificate can be used; determining, via the controller device, a gift certificate identifier that is different from the account identifier; associating the account identifier with the gift certificate identifier; and generating, via the controller device, the gift certificate to include an indication of the gift certificate identifier and the maximum redemption value. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A non-transitory computer readable medium storing instructions configured to direct a processor of a computing device to:
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receive, via a controller device, a request for a gift certificate from an account holder, the request including an account identifier associated with a financial account of the account holder and a maximum redemption value of the requested gift certificate that can be charged to the financial account of the account holder, in which the request further includes an indication of a total number of times that the gift certificate can be used; determine, via the controller device, a gift certificate identifier that is different from the account identifier; associate the account identifier with the gift certificate identifier; and generate, via the controller device, the gift certificate to include an indication of the gift certificate identifier and the maximum redemption value. - View Dependent Claims (8, 9, 10, 11, 12)
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13. An apparatus, comprising:
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a processor; a communication device operatively coupled to the processor; and a data storage device operatively coupled to the processor and containing instructions configured to direct the processor to; receive a request for a gift certificate from an account holder, the request including an account identifier associated with a financial account of the account holder and a maximum redemption value of the requested gift certificate that can be charged to the financial account of the account holder, in which the request further includes an indication of a total number of times that the gift certificate can be used; determine a gift certificate identifier that is different from the account identifier; associate the account identifier with the gift certificate identifier; and generate the gift certificate to include an indication of the gift certificate identifier and the maximum redemption value. - View Dependent Claims (14, 15, 16, 17, 18, 19)
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Specification