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Methods and systems for processing card-not-present financial transactions as card-present financial transactions

  • US 8,099,363 B1
  • Filed: 07/23/2007
  • Issued: 01/17/2012
  • Est. Priority Date: 06/30/2007
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • receiving a purchase request and an indication of a corresponding requestor at a merchant computer system;

    initiating, at the merchant computer system, an electronic mail message to an electronic mail address associated with the requestor in response to the purchase request, wherein the electronic mail message includes a textual description of the purchase request and a first computer readable link to a first network address of a card processor computer system, and wherein the first computer readable link is configured to be displayed at by a requestor computer system as a first requestor-selectable link within the electronic mail message; and

    receiving an authorization indication at the merchant computer system from the card processor computer system that the purchase request is approved as a card-present financial transaction;

    wherein the receiving the purchase request, the initiating of the electronic mail message, and the receiving of the authorization indication are performed in a suitably programmed merchant computer system.

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