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System and method for account level blocking

  • US 8,103,588 B2
  • Filed: 09/29/2009
  • Issued: 01/24/2012
  • Est. Priority Date: 03/03/2009
  • Status: Active Grant
First Claim
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1. A method comprising:

  • receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant;

    determining, using the server computer, if the transaction satisfies a stored blocking parameter;

    allowing, using the server computer, the transaction clearing request if the transaction does not satisfy the stored blocking parameter; and

    denying, using the server computer, the transaction clearing request if the transaction satisfies the stored blocking parameter.

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