System and method for account level blocking
First Claim
Patent Images
1. A method comprising:
- receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant;
determining, using the server computer, if the transaction satisfies a stored blocking parameter;
allowing, using the server computer, the transaction clearing request if the transaction does not satisfy the stored blocking parameter; and
denying, using the server computer, the transaction clearing request if the transaction satisfies the stored blocking parameter.
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Accused Products
Abstract
A system and method are disclosed. The method includes receiving, at a server computer, a transaction clearing request for a transaction, and then determining, using the server computer, if the transaction satisfies a stored blocking parameter. The method further includes allowing, using the server computer, the transaction clearing request if the transaction does not satisfy the stored blocking parameter, and denying, using the server computer, the transaction clearing request if the transaction satisfies the stored blocking parameter.
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Citations
29 Claims
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1. A method comprising:
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receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant; determining, using the server computer, if the transaction satisfies a stored blocking parameter; allowing, using the server computer, the transaction clearing request if the transaction does not satisfy the stored blocking parameter; and denying, using the server computer, the transaction clearing request if the transaction satisfies the stored blocking parameter. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 29)
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9. A non-transitory computer readable medium comprising computer readable program code embodied therein, said computer readable program code adapted to be executed by a processor for:
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receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant; determining, using the server computer, if the transaction satisfies a stored blocking parameter; allowing, using the server computer, the transaction clearing request if the transaction does not satisfy the stored blocking parameter; and denying, using the server computer, the transaction clearing request if the transaction satisfies the stored blocking parameter.
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10. A server computer comprising a processor;
- and a non-transitory computer readable medium coupled to the processor, the non-transitory computer readable medium comprising computer readable program code embodied therein, said computer readable program code adapted to be executed by the processor for;
receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant; determining, using the server computer, if the transaction satisfies a stored blocking parameter; allowing, using the server computer, the transaction clearing request if the transaction does not satisfy the stored blocking parameter; and denying, using the server computer, the transaction clearing request if the transaction satisfies the stored blocking parameter.
- and a non-transitory computer readable medium coupled to the processor, the non-transitory computer readable medium comprising computer readable program code embodied therein, said computer readable program code adapted to be executed by the processor for;
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11. A method comprising:
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receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant; determining, using the server computer, if the transaction satisfies a stored blocking notification parameter; and sending, using the server computer, a notification message if the transaction satisfies the stored blocking notification parameter. - View Dependent Claims (12, 13, 14, 15, 16)
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17. A non-transitory computer readable medium comprising computer readable program code embodied therein, said computer readable program code adapted to be executed by a processor for:
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receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant; determining, using the server computer, if the transaction satisfies a stored blocking notification parameter; and sending, using the server computer, a notification message if the transaction satisfies the stored blocking notification parameter.
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18. A server computer comprising a processor, and a non-transitory computer readable medium coupled to the processor, the non-transitory computer readable medium comprising computer readable program code embodied therein, said computer readable program code adapted to be executed by the processor for:
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receiving, at a server computer, a transaction clearing request for a transaction, wherein the transaction clearing request was sent by a merchant; determining, using the server computer, if the transaction satisfies a stored blocking notification parameter; and sending, using the server computer, a notification message if the transaction satisfies the stored blocking notification parameter.
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19. A method comprising;
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specifying, using a server computer, at least one blocking parameter wherein the blocking parameter is subsequently used to block a transaction clearing request that satisfies the blocking parameter, wherein the transaction clearing request was sent by a merchant; and receiving, at the server computer, a notification message when a transaction satisfies the blocking parameter. - View Dependent Claims (20, 21, 22)
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23. A non-transitory computer readable medium comprising computer readable program code embodied therein, said computer readable program code adapted to be executed by a processor for:
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specifying, using a server computer, at least one blocking parameter wherein the blocking parameter is subsequently used to block a transaction clearing request that satisfies the blocking parameter, wherein the transaction clearing request was sent by a merchant; and receiving, at the server computer, a notification message when a transaction satisfies the blocking parameter.
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24. A server computer comprising a processor and a non-transitory computer readable medium coupled to the processor, the non-transitory computer readable medium comprising computer readable program code embodied therein, said computer readable program code adapted to be executed by the processor for:
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specifying, using a server computer, at least one blocking parameter wherein the blocking parameter is subsequently used to block a transaction clearing request that satisfies the blocking parameter, wherein the transaction clearing request was sent by a merchant; and receiving, at the server computer, a notification message when a transaction satisfies the blocking parameter.
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25. A method comprising:
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sending, using a computer apparatus, a transaction clearing request wherein a determination is made as to whether the transaction clearing request satisfies a stored blocking parameter, wherein the transaction clearing request was sent by a merchant; and receiving, at the computer apparatus, a clearing return code if the transaction clearing request satisfies the stored blocking parameter. - View Dependent Claims (26, 27, 28)
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Specification