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Machine, methods, and program product for electronic order entry

  • US 8,108,977 B1
  • Filed: 10/30/2009
  • Issued: 02/07/2012
  • Est. Priority Date: 10/31/2008
  • Status: Active Grant
First Claim
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1. A system for facilitating the management and electronic ordering of goods and services over an existing electronic financial network, the system comprising:

  • a product identification medium including identification indicia for each of a plurality of products of a products provider presented in association with identification indicia for each of a plurality of product order codes to thereby allow a plurality of customers to identify a desired product;

    a customer order transaction card for ordering one or more of the plurality of products of the products provider, the transaction card having a storage medium for storing an electronic payment network compatible transaction card identifier unique to a specific customer of the plurality of customers, the identifier comprising an issuer identifier number and a specific customer account number of a plurality of customer account numbers associated with the product provider;

    a point of sale terminal configured to interface with a plurality of cards, including the transaction card and to receive one or more of the plurality of product order codes and the identifier of the customer order transaction card and transmit the one or more of the plurality of product order codes and the identifier via an existing financial services electronic payment network to an issuer of the customer order transaction card responsive to the existing financial services electronic payment network identifying the issuer of the customer order transaction card; and

    a computer to facilitate electronic ordering and management of products over the existing financial services electronic payment network defining a member interface protocol computer, the member interface protocol computer comprising;

    non-transitory memory encoded with computer program operable on the member interface protocol computer, the computer program comprising the instructions of;

    receiving by the member interface protocol computer from the issuer of the customer order transaction card a product order message sent through the existing financial services electronic payment network, the product order message including one or more of the plurality of product order codes and the identifier of the customer order transaction card and being responsive to the point of sale terminal receiving the one or more of the plurality of product orders and interfacing with the customer order transaction card to thereby receive the identifier of the customer order transaction card;

    determining, by the member interface protocol computer, whether the purchase order message satisfies rule-based criteria;

    creating, by the member interface protocol computer, an error notification to send via the existing financial services electronic payment network when the purchase order message does not satisfy the rule-based criteria;

    matching, by the member interface protocol computer, each of the one or more of the plurality of product order codes in the purchase order message with one or more of the plurality of corresponding products of the product provider when the purchase order message satisfies the rule-based criteria to thereby create a valid product order; and

    creating, by the member interface protocol computer, an order notification for the product provider indicating the one or more of the plurality of corresponding products ordered using the existing financial services electronic financial payment network and the associated one or more of the plurality of customers.

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