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System for NFC authentication based on BLUETOOTH proximity

  • US 8,112,066 B2
  • Filed: 09/02/2011
  • Issued: 02/07/2012
  • Est. Priority Date: 06/22/2009
  • Status: Expired due to Fees
First Claim
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1. A method for authorizing a Near Field communication (NFC) payment transaction comprising the steps ofestablishing a two-way secure wireless connection between a first mobile device having an NFC function and a second mobile device,wherein said second mobile device comprises a short wireless transceiver,wherein said second mobile device has a size smaller than 22.5 cubic centimeter,wherein said second mobile device can pair with a compatible apparatus within proximity, and upon pairing with a compatible apparatus, said second mobile device changes mode to a non-discoverable mode,wherein said second mobile device can store user data selected from the group consisting ofa credit amount, a credit limit, a threshold, a maximum transaction amount, an amount, a digital key;

  • wherein upon receiving a request for authenticating an NFC payment transaction,said first mobile device will send a request to said second mobile device,wherein said first mobile device will authorize the NFC payment transaction if it receives a response from said second mobile device that enables said first mobile device to authorize the NFC payment transaction.

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