Party identification in a wireless network
First Claim
1. A server for use in a point of sale/service transaction between a mobile communication device and a first device, the server comprising:
- a first interface to receive, from the mobile communication device and via a first network, identification information associated with the mobile communication device,where the identification information is not provided to the first device;
one or more processors to generate authorization information indicating that the mobile communication device is authorized for the point of sale/service transaction, based on results of a comparison of the identification information to stored identity information associated with a plurality of mobile communication devices;
a second interface to send, via a second network, the authorization information to the first device, where the first network differs from the second network,where the first interface is further to receive, via the first network and from the mobile communication device, first payment information related to the point of sale/service transaction after the second interface sends the authorization information to the first device, andwhere the second interface is further to;
send, to a second device and via the second network, the stored identity information, associated with the mobile communication device, and the first payment information, to cause the second device to debit, based on the first payment information, a monetary account that is associated with the mobile communication device,where the second device is different than the first device,receive, from the second device and via the second network, second payment information, where the second payment information indicates that the second device debited the monetary account based on the first payment information, andsend, via the second network, the indication, associated with the second payment information, to the first device.
4 Assignments
0 Petitions
Accused Products
Abstract
A managed service may include first logic to receive identification information from a mobile device and send an authorization to a transaction device indicating that the mobile device is identified, the identified mobile device to participate in a transaction with the transaction device. The first logic may receive payment information from the mobile device during the transaction and send payment to the transaction device on behalf of the mobile device during the transaction. The managed service may include second logic to determine whether the identity information is valid by comparing the identity information to stored identity information and generate the authorization when the identity information is valid. The second logic may process the payment information on behalf of the mobile device, allocate a debit or a credit to an account maintained on behalf of the mobile device, and send the payment to the first logic.
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Citations
19 Claims
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1. A server for use in a point of sale/service transaction between a mobile communication device and a first device, the server comprising:
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a first interface to receive, from the mobile communication device and via a first network, identification information associated with the mobile communication device, where the identification information is not provided to the first device; one or more processors to generate authorization information indicating that the mobile communication device is authorized for the point of sale/service transaction, based on results of a comparison of the identification information to stored identity information associated with a plurality of mobile communication devices; a second interface to send, via a second network, the authorization information to the first device, where the first network differs from the second network, where the first interface is further to receive, via the first network and from the mobile communication device, first payment information related to the point of sale/service transaction after the second interface sends the authorization information to the first device, and where the second interface is further to; send, to a second device and via the second network, the stored identity information, associated with the mobile communication device, and the first payment information, to cause the second device to debit, based on the first payment information, a monetary account that is associated with the mobile communication device, where the second device is different than the first device, receive, from the second device and via the second network, second payment information, where the second payment information indicates that the second device debited the monetary account based on the first payment information, and send, via the second network, the indication, associated with the second payment information, to the first device. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A mobile communication terminal comprising:
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a communication interface to receive, via a near field communication (NFC) link, first transaction information, from a transaction device, to establish a transaction session between the mobile communication terminal and the transaction device; one or more processors to generate, responsive to user input received via a user interface of the mobile communication terminal and based on the first transaction information, identification information identifying the mobile communication terminal; where the communication interface is further to; send, via a wireless network and responsive to the user input and to receiving the first transaction information, the identification information to a server to validate the identification information for the transaction session, and receive, via the NFC link and from the transaction device, second transaction information when the transaction session has been established, where the transaction session is established after the server sends, to the transaction device, information that validates the identification information, where the identification information is not provided to the transaction device, and where the second transaction information includes a payment request associated with the established transaction session; and one or more processors to generate, responsive to the payment request, payment information associated with the established transaction session, the payment information including information identifying a payment, associated with the payment request, and information identifying a monetary account that is associated with the mobile communication terminal, where the communication interface is further to; send, via the wireless network, the payment information, for the established transaction, to the server to process the payment based on the payment information, and receive, from the transaction device via the NFC link and when the server has processed the payment, third transaction information that includes a record of a completion of a transaction associated with the established transaction session. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A method, performed by a server, for managing a transaction between a portable communication device and a first device, the method comprising:
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receiving, by the server and from the portable communication device via a first network, identification information identifying the portable communication device, where the identification information is not transmitted to the first device; comparing the identification information to identity information stored by the server; generating, by the server, authorization information indicating that the portable communication device is authorized for the transaction, based on a result of comparing the identification information to the stored identity information; sending, by the server and via a second network, the authorization information to the first device, where the first network differs from the second network; receiving, by the server and via the first network, first payment information, associated with the transaction, from the portable communication device after sending the authorization information to the first device; sending, by the server, to a second device, the identity information associated with the portable communication device and the first payment information to cause the second device to debit, based on the first payment information, a monetary account that is associated with the portable communication device; receiving, by the server and from the second device, second payment information indicating that the second device debited the monetary account based on the first payment information; and sending, by the server and via the first network, the indication, associated with the second information, to the first device. - View Dependent Claims (14, 15, 16, 17, 18, 19)
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Specification