Computer system and method for networked interchange of data and information for members of the real estate financial and related transactional services industry
DCFirst Claim
1. A central computer system configured for facilitating collaboration in real estate transactions comprising:
- a set of computer executable instructions stored in the central computer system, the instructions providing a plurality of preconfigured resources, each for use by a participating party having a selective role or providing a selective service in a real estate transaction comprising a real estate purchase or real estate finance transaction;
each of the preconfigured resources providing an interface for the selective exchange of data between a participating party'"'"'s computer system and the central computer system, the data concerning the real estate transaction and related to the role or service of a particular participating party;
the preconfigured resources allowing the participating party to selectively modify a preconfigured resource in support of the role or service of the participating party; and
wherein the computer system stores a plurality of modified resources comprising preconfigured resources after modification by or for different categories of participating parties.
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Abstract
An Interchange Party Computer System (“IPCS”) comprising: a plurality of units of allocated resources, configured for a lender party, broker party, transaction party and/or investor party, each unit of allocated resources including one or more administrator user interfaces that allow a participating party to manage its allocated resources and define which of its users and which other participating parties may access its allocated resources and use elements thereof, wherein at least one of the allocated resources include database allocated resources that are managed by the participating party assigned the resources, the allocated resources for the database being accessible and usable by a participating party on terms defined by the participating party responsible for managing the database allocated resources wherein at least one of the allocated resources include at one or more modules selected from the group of: a Rate and Loan Program Module that includes means to define loan programs or search defined loan programs in a database, an Automated Underwriting Module, a Mortgage Pools Module; a File Status and Transaction Party Module, which includes means to do two or more of: assign tasks, present task status, control viewing of task status, assign viewing privileges, monitor satisfaction of lender conditions, and upload loan documentation that are managed by the participating party assigned the resources; the allocated resources for the selected modules being accessible and usable by a participating party on terms defined by the participating party responsible for managing the selected modules allocated resources.
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Citations
47 Claims
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1. A central computer system configured for facilitating collaboration in real estate transactions comprising:
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a set of computer executable instructions stored in the central computer system, the instructions providing a plurality of preconfigured resources, each for use by a participating party having a selective role or providing a selective service in a real estate transaction comprising a real estate purchase or real estate finance transaction; each of the preconfigured resources providing an interface for the selective exchange of data between a participating party'"'"'s computer system and the central computer system, the data concerning the real estate transaction and related to the role or service of a particular participating party; the preconfigured resources allowing the participating party to selectively modify a preconfigured resource in support of the role or service of the participating party; and wherein the computer system stores a plurality of modified resources comprising preconfigured resources after modification by or for different categories of participating parties. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26)
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27. A method for facilitating collaboration in real estate transactions comprising:
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providing a central computer system storing a plurality of preconfigured resources each configured for use by a specific category of participating party having a selective role in a real estate transaction comprising a real estate purchase or real estate finance transaction, at least one of the preconfigured resources providing an interface for the receipt of data from a participating party, the data concerning the real estate transaction and related to the role or service of a particular participating party; the preconfigured resources allowing the participating party to selectively modify a preconfigured resource in support of the role or service of the participating party; and receiving and storing on the central computer system a plurality of modified resources comprising preconfigured resources after selective modification by or for different categories of participating parties. - View Dependent Claims (28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 44, 45, 47)
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40. A method for facilitating collaboration in a real estate transaction comprising:
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providing a central computer system configured to enable the selective exchange of data between a participating party'"'"'s computer system and the central computer system, the data concerning the real estate transaction and related to the selective role or service of a particular participating party; the central computer system selectively exchanging data between different categories of participating parties, the exchange occurring through a first interface stored on the central computer system and configured in support of the role or service of the first category of participating party and after selective modification by a participating party in the first category; and a second interface stored on the central computer system and configured in support of the role or service of the second category of participating party and after selective modification by a participating party in the second category. - View Dependent Claims (41, 46)
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42. A central computer system configured for facilitating collaboration in real estate transactions comprising:
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a central computer system configured with a set of computer executable instructions to enable a selective exchange of data between different categories of participating parties in a real estate transaction, the selective exchange occurring through a first interface stored on the central computer system and configured in support of a selective role or service of a first category of participating party, the data concerning the real estate transaction and related to the role or service of a particular participating party; a second interface stored on the central computer system and configured in support of a selective role or service of a second category of participating party; and wherein the first and second stored interfaces comprise interfaces customized by the respective parties for the respective role or service of each. - View Dependent Claims (43)
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Specification