Smart sign mobile transit fare payment

• US 8,118,223 B2
• Filed: 01/29/2008
• Issued: 02/21/2012
• Est. Priority Date: 09/28/2006
• Status: Active Grant

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Hammad, Ayman, Dixon, Phil
• Primary Examiner(s): MAI, THIEN T
• Application Number:
  US12/022,075
• Publication Number:
  US 20080201212A1
• Time in Patent Office: 1,484 Days
• Field of Search: 235/380, 235/382, 235/384, 235/375, 235/492, 455/550.1
• US Class Current: 235/384
• CPC Class Codes: G06Q 20/045 using payment protocols involving tickets
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 30/0284 Time or distance, e.g. usage of parking meters or taximeters
• CPC Class Codes: G07B 15/02 taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems G07B15/06 takes precedence; taximeters G07B13/00; parking meters per se G07F17/24; car rental systems per se G07B15/00
• CPC Class Codes: G07F 17/0014 for vending, access and use of specific services not covered anywhere else in G07F17/00 meter-controlled dispensing of liquid, gas or electricity G07F15/00
• CPC Class Codes: G07F 17/42 for ticket printing or like apparatus , e.g. apparatus for dispensing of printed paper tickets or payment cards
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: G07F 9/001 Interfacing with vending machines using mobile or wearable devices

Abstract

A system and method for facilitating the payment and collection of transit system fares using a mobile device utilizes a smart sign including near field communication (NFC) devices that communicate with a contactless element embedded within a mobile wireless device. Each NFC device is associated with a different transit location. The NFC devices may be included on the same smart sign located at one transit location or on different smart signs located at different transit locations. Alternatively, one NFC device may be included on a smart sign at a departure location and another NFC device may be activated when or after the user enters the transit system to provide proof of fare purchase. The mobile device is positioned proximate the NFC devices to activate the NFC devices and access fare and/or schedule information or purchase a fare.

Claims

1. A method of providing a mobile device with transit data, the method comprising:

receiving a first activation signal from the mobile device at a first near field communication (NFC) device, wherein the first NFC device is associated with a first transit location;

receiving a second activation signal from the mobile device at a second NFC device, wherein the second NFC device is associated with a second transit location;

receiving information identifying the first transit location and information identifying the second transit location from the mobile device via a wireless network; and

providing the mobile device with transit data associated with transport between the first transit location and the second transit location via the wireless network;

wherein the first NFC device and the second NFC device are included in a smart sign displayed in a train station or at a bus stop, the first NFC device being associated with a first location depicted on the smart sign and the second NFC device being associated with a second location depicted on the smart sign.

2. The method of claim 1, further comprising receiving a selection of a type of transit data to be provided to the mobile device.

3. The method of claim 1, wherein the transit data is a payment value amount corresponding to a transit fare for travel between the first transit location and the second transit location.

4. The method of claim 3, further comprising deducting the payment value amount from a consumer account associated with the mobile device.

5. The method of claim 4, further comprising enabling a user of the mobile device to access a transit provider that provides transport from the first transit location to the second transit location.

6. The method of claim 1, wherein the transit data is schedule information associated with travel between the first transit location and the second transit location.

7. The method of claim 6, wherein the schedule information is a departure time at which transport is initiated between the first transit location and the second transit location.

8. The method of claim 6, wherein the schedule information is an amount of time for transport between the first transit location and the second transit location.

9. The method of claim 1, further comprising causing the transit data to be stored within a contactless element contained in the mobile device, the contactless element including a dynamically configurable memory.

10. The method of claim 1, wherein the first transit location and the second transit location are train station locations or bus stop locations.

11. The method of claim 1, wherein the first NFC device is included in a first smart sign located at the first transit location and the second NFC device is included in a second smart sign located at the second transit location.

12. The method of claim 11, further comprising:

calculating a payment value amount corresponding to a transit fare for travel between the first transit location and the second transit location, wherein the payment value amount is calculated based on the received information identifying the first transit location and information identifying the second transit location; and

deducting the calculated payment value amount from a consumer account associated with the mobile device.

13. The method of claim 1, further comprising deducting a payment value amount corresponding to a transit fare for travel between the first transit location and the second transit location from a consumer account associated with the mobile device, wherein the transit data is a fare payment credential that indicates that the payment value amount has been paid for travel between the first transit location and the second transit location.

14. The method of claim 1, further comprising:

deducting a payment value amount corresponding to a transit fare for travel between the first transit location and the second transit location from a consumer account associated with the mobile device;

receiving a fare payment credential from the mobile device via the wireless network that indicates that the payment value amount has been paid for travel between the first transit location and the second transit location; and

providing the fare payment credential to the transit provider.

15. The method of claim 1, wherein the first NFC device is included in a first smart sign located at the first transit location and the second NFC device is included in a second smart sign located at an access point of a transit provider.

16. The method of claim 1, wherein the transit data is provided to the mobile device using NFC technology instead of via the wireless network.

17. A system for providing a mobile device with transit data, the mobile device capable of communication and data exchange with NFC devices, the system comprising:

a first NFC device associated with a first transit location;

a second NFC device associated with a second transit location;

a processor configured to execute a process to receive information identifying the first transit location and information identifying the second transit location from the mobile device via a wireless network and to generate transit data associated with the first transit location and the second transit location in response to activation of the first NFC device and the second NFC device; and

a communication module coupled to the processor, the communication module configured to provide the mobile device with the transit data via the wireless network,

wherein the first NFC device and the second NFC device are included in a smart sign displayed in a train station or at a bus stop, the first NFC device being associated with a first location depicted on the smart sign and the second NFC device being associated with a second location depicted on the smart sign.

18. The system of claim 17, wherein the transit data is a payment value amount corresponding to a transit fare for travel between the first transit location and the second transit location.

19. The system of claim 18, wherein the payment value amount is deducted from a consumer account associated with the mobile device.

20. The system of claim 17, wherein the transit data enables a user of the mobile device to access a transit provider that provides transport from the first transit location to the second transit location.

21. The system of claim 17, wherein the transit data is schedule information associated with travel between the first transit location and the second transit location.

22. The system of claim 17, further comprising a contactless element associated with the mobile device, the contactless element including a chip dynamically configurable memory configured to store the transit data.

23. The system of claim 17, wherein the first NFC device is included in a first smart sign located at the first transit location and the second NFC device is included in a second smart sign located at the second transit location.

24. The system of claim 17, wherein the first NFC device is included in a first smart sign located at the first transit location and the second NFC device is included in a second smart sign located at an access point of a transit provider.

25. The system of claim 17, wherein the communication module provides the transit data to the mobile device using NFC technology instead of via the wireless network.