System and method for generating magnetic ink character recognition (MICR) testing documents

• US 8,121,385 B1
• Filed: 02/25/2011
• Issued: 02/21/2012
• Est. Priority Date: 02/09/2007
• Status: Active Grant

• Current Assignee: JP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
• Original Assignee: JP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
• Inventors: Mount, Cheryl, Pradhan, Akshay, Tucker, Sheryl F., Garvey, Danielle O., Barry, Dennis C., Goodwin, Brenda, Radvanyi, Tammy, O'Brien, Linda M.
• Primary Examiner(s): AZARIAN, SEYED H
• Application Number:
  US13/034,969
• Time in Patent Office: 361 Days
• Field of Search: 382/100, 382112-116, 382/135, 382/136, 382/137, 382/138, 382/139, 382/140, 382/155, 382/168, 382181-190, 382/232, 382/254, 382/274, 382/276, 382/305, 382/312, 382/321, 358/101, 156/187, 235/454, 194/210, 283/67, 705/45
• US Class Current: 382/139
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque

Abstract

A system and method for accessing data to generate documents for use in MICR line testing. The system comprises a MICR testing station for testing MICR processing. The MICR testing station comprises a MICR line testing module for generating at least one MICR testing document for use in testing MICR processing. The MICR line testing module further comprises: (1) an application determination module for determining an application based on a bank selection provided by a tester, (2) a routing/transit number determination module for determining a routing/transit number based on the bank and the application determined, and (3) a tran code determination module for determining a tran code based on the routing/transit number determined; and at least one client station connected to the MICR testing station via a communications network, the at least one client station being used by at least one tester to provide particulars about at least one MICR line.

Claims

1. A system for accessing and generating documents for use in MICR line testing, comprising:

a Magnetic Ink Character Recognition (“

MICR”

) testing station for testing MICR processing, the MICR testing station comprising;

a MICR line testing module for generating at least one MICR testing document for use in testing MICR processing, wherein the at least one MICR testing document comprises a deck, the MICR line testing module further comprising;

an application determination module for determining an application based on a bank selection provided by a tester, a routing/transit number determination module for determining a routing/transit number based on the bank and the application determined, a view item module for viewing at least one transaction within a deck, and a tran code determination module for determining a tran code based on the routing/transit number determined; and

at least one client station connected to the MICR testing station via a communications network, the at least one client station being used by at least one tester to provide particulars about at least one MICR line.

2. The system of claim 1 wherein the MICR line testing module further comprises a deck selection module for selecting the deck to create or revise.

3. The system of claim 2 wherein the deck selection module further comprises a search module for searching existing decks, a build new deck module for creating a new deck, and an open existing deck module for opening or revising, modifying or editing an existing deck.

4. The system of claim 1 wherein the MICR line testing module further comprises a view deck module for viewing selected decks.

5. The system of claim 4 wherein the view deck module further comprises a search module for searching existing decks, a copy deck module for copying an existing deck, an add items module for adding transactions to a deck, a save deck module for saving a deck, and a submit deck module for submitting a deck for MICR testing.

6. The system of claim 1 wherein the view item module further comprises a search module for searching existing decks, a view deck module for viewing at least one deck associated with the at least one transaction, and a post item module for posting the at least one transaction to the deck.

7. The system of claim 1 wherein the deck comprises at least one credit or debit transaction simulating customer activity.

8. A method for accessing data to generate at least one transaction comprising part of at least one document for use in MICR testing, comprising:

receiving a bank selection instruction from a tester selecting a bank associated with a MICR line transaction wherein the MICR line transaction simulates a credit or debit transaction of a customer;

determining at least one related application associated with the bank selected by the tester, the at least one related application being determined by an application determination module associated with a MICR testing station;

receiving an application selection instruction from the tester selecting an application associated with the MICR line transaction, the application being selected from the at least one related application determined to be associated with the bank;

determining at least one related routing/transit number associated with the bank or the application selected by the tester, the at least one related routing/transit number being determined by an routing/transit number determination module associated with a MICR testing station;

receiving a routing/transit number selection instruction from the tester selecting a routing/transit number associated with the MICR line transaction, the routing/transit number being selected from the at least one related routing/transit number determined to be associated with the bank and/or the application;

determining a tran code that corresponds to the routing/transit number selected by the tester, the tran code being determined by an tran code determination module associated with a MICR testing station; and

associating the tran code with the MICR line transaction.

9. The method of claim 8 further comprising the step of receiving an account selection signal from the tester selecting an account number associated with the MICR line transaction.

10. The method of claim 8 further comprising the step of receiving a credit or debit amount selection signal from the tester selecting a credit or debit amount associated with the MICR line transaction.

11. The method of claim 8 further comprising the step of receiving a post instruction from the tester providing an instruction to post the MICR line transaction for use in MICR testing procedures.

12. A system for accessing and generating documents for use in MICR line testing, comprising:

a MICR testing station for testing MICR processing, the MICR testing station comprising;

a MICR line testing module for generating at least one MICR testing document for use in testing MICR processing, wherein the at least one MICR testing document comprises a deck, the MICR line testing module further comprising;

(1) an application determination module for determining an application based on a bank selection provided by a tester,

(2) a routing/transit number determination module for determining a routing/transit number based on the bank and the application determined, and

(3) a tran code determination module for determining a tran code based on the routing/transit number determined,

(4) a deck selection module for selecting a deck to create or revise, wherein the deck selection module further comprises a search module for searching existing decks, a build new deck module for creating a new deck, and an open existing deck module for opening and revising, modifying or editing an existing deck,

(5) a view deck module for viewing selected decks, wherein the view deck module further comprises a search module for searching existing decks, a copy deck module for copying an existing deck, an add items module for adding transactions to a deck, a save deck module for saving a deck, and a submit deck module for submitting a deck for MICR testing,

(6) a view item module for viewing at least one transactions within a deck, wherein the view item module further comprises a search module for searching existing decks, a view deck module for viewing at least one deck associated with the at least one transaction, and a post item module for posting the at least one transaction to the deck; and

at least one client station connected to the MICR testing station via a communications network, the at least one client station being used by at least one tester to provide particulars about at least one MICR line.

13. The system of claim 12 wherein the deck comprises at least one credit or debit transaction simulating customer activity.

14. The method of claim 12 wherein the deck comprises at least one MICR line transaction simulating a credit or debit transaction of a customer.

15. The method of claim 12 wherein the communications network comprises the Internet.

16. The method of claim 12 wherein the at least one MICR testing document comprises a spreadsheet.