Automated banking machine that operates responsive to data bearing records
First Claim
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1. Apparatus comprising:
- an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including;
a plurality of devices including;
a card reader operative to read card data on user cards corresponding to financial accounts;
a cash dispenser;
at least one display device;
an encrypting pin pad (EPP), wherein the EPP includes at least one processor and a keypad, wherein the processor is operative to encrypt a personal identification number received through operation of the keypad;
at least one computer in operative connection with the plurality of devices;
a housing, wherein the at least one computer and the plurality of devices are in operatively supported connection with the housing;
wherein the at least one computer is operatively configured to receive encrypted screen data from a host banking system, wherein the at least one computer is operatively configured to cause the at least one processor of the EPP to decrypt the screen data, wherein the at least one computer is operatively configured to cause the at least one display device to produce a visual output corresponding at least in part to at least a portion of the decrypted screen data.
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Abstract
An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine is operative to use an encrypting pin pad to produce screen data usable to generate a visual output on a display screen.
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Citations
17 Claims
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1. Apparatus comprising:
an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including; a plurality of devices including; a card reader operative to read card data on user cards corresponding to financial accounts; a cash dispenser; at least one display device; an encrypting pin pad (EPP), wherein the EPP includes at least one processor and a keypad, wherein the processor is operative to encrypt a personal identification number received through operation of the keypad; at least one computer in operative connection with the plurality of devices; a housing, wherein the at least one computer and the plurality of devices are in operatively supported connection with the housing; wherein the at least one computer is operatively configured to receive encrypted screen data from a host banking system, wherein the at least one computer is operatively configured to cause the at least one processor of the EPP to decrypt the screen data, wherein the at least one computer is operatively configured to cause the at least one display device to produce a visual output corresponding at least in part to at least a portion of the decrypted screen data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. Apparatus comprising:
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an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transactions, wherein the automated banking machine includes a plurality of devices including; a card reader operative to read card data on user cards corresponding to financial accounts, at least one display, and an encrypting pin pad (EPP), wherein the EPP includes at least one processor and a keypad, wherein the processor is operative to encrypt a personal identification number (PIN) received through operation of the keypad; and at least one computer operative to communicate with the plurality of devices, wherein the at least one computer is operatively configured to receive encrypted screen data from a host banking system, wherein the at least one computer is operatively configured to cause the at least one processor of the EPP to decrypt the screen data, wherein the at least one computer is operatively configured to cause the at least one display to produce a visual output that includes indicia corresponding at least in part to at least a portion of the decrypted screen data. - View Dependent Claims (15, 16, 17)
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Specification