Systems and methods to process transaction requests
First Claim
1. A computer-implemented method, comprising:
- embedding a reference to a user interface on an interchange computer system within a web page of a server computer system, the reference calling the user interface from the interchange computer system;
transmitting the user interface in response to the call from the reference, the user interface including a phone number field to receive a phone number, the web page being transmitted from the server computer system to a user terminal and the user interface being located;
within the web page when displayed at the user terminal such that a user at the user terminal enters the phone number in the phone number field;
receiving the phone number in the interchange computer system via the user interface displayed within the web page at the user terminal;
communicating with a mobile phone at the phone number received in the interchange computer system via the user interface to obtain a confirmation of a transaction indicated in the web page;
in response to the confirmation, communicating with the mobile phone to collect funds for the transaction via a telecommunication carrier of the mobile phone; and
displaying in the user interface an indication of the confirmation without the web page of the server computer system being reloaded.
8 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods are provided to facilitate on-site processing of transaction requests. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format to transmit a message to a telephone at the telephone number of the user to prompt the user to confirm a request and to receive a confirmation of the request via the telephone. The request is received via a user interface embedded in a web page of a first website without reloading or refreshing the web page.
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Citations
18 Claims
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1. A computer-implemented method, comprising:
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embedding a reference to a user interface on an interchange computer system within a web page of a server computer system, the reference calling the user interface from the interchange computer system; transmitting the user interface in response to the call from the reference, the user interface including a phone number field to receive a phone number, the web page being transmitted from the server computer system to a user terminal and the user interface being located; within the web page when displayed at the user terminal such that a user at the user terminal enters the phone number in the phone number field; receiving the phone number in the interchange computer system via the user interface displayed within the web page at the user terminal; communicating with a mobile phone at the phone number received in the interchange computer system via the user interface to obtain a confirmation of a transaction indicated in the web page; in response to the confirmation, communicating with the mobile phone to collect funds for the transaction via a telecommunication carrier of the mobile phone; and displaying in the user interface an indication of the confirmation without the web page of the server computer system being reloaded. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A non-transitory computer-readable storage media storing instructions, the instructions causing a computer to perform a method, the method comprising:
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embedding a reference to a user interface on an interchange computer system within a web page of a server computer system, the reference calling the user interface from the interchange computer system; transmitting the user interface in response to the call from the reference, the user interface including a phone number field to receive a phone number, the web page being transmitted from the server computer system to a user terminal and the user interface being located; within the web page when displayed at the user terminal such that a user at the user terminal enters the phone number in the phone number field; receiving the phone number in the interchange computer system via the user interface displayed within the web page at the user terminal; communicating with a mobile phone at the phone number received in the interchange computer system via the user interface to obtain a confirmation of a transaction indicated in the web page; in response to the confirmation, communicating with the mobile phone to collect funds for the transaction via a telecommunication carrier of the mobile phone; and displaying in the user interface an indication of the confirmation without the web page of the server computer system being reloaded.
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Specification