Service fee-based payment processing
First Claim
Patent Images
1. A method, comprising:
- receiving, in a computing device that includes a processor and a memory, inputs including indications of a transaction amount and a type of transaction;
determining whether the transaction amount exceeds a predetermined threshold;
determining the type of transaction to be one of a cash transaction and a payment card transaction; and
if the type of transaction is a cash transaction and not a payment card transaction, and if the transaction amount exceeds the predetermined threshold, adding to the transaction amount a predetermined service fee, and subtracting from the transaction amount, and not from the service fee, a predetermined discount.
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Abstract
A computing device that includes a processor and a memory receives inputs including indications of a transaction amount and a type of transaction. It is determined whether the transaction amount exceeds a predetermined threshold. Further, it is determined whether the type of transaction is one of a cash transaction and a payment card transaction. If the type of transaction is a cash transaction and the transaction amount exceeds the predetermined threshold, a predetermined service fee is added to the transaction amount, and a predetermined discount is subtracted from the transaction amount.
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Citations
22 Claims
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1. A method, comprising:
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receiving, in a computing device that includes a processor and a memory, inputs including indications of a transaction amount and a type of transaction; determining whether the transaction amount exceeds a predetermined threshold; determining the type of transaction to be one of a cash transaction and a payment card transaction; and if the type of transaction is a cash transaction and not a payment card transaction, and if the transaction amount exceeds the predetermined threshold, adding to the transaction amount a predetermined service fee, and subtracting from the transaction amount, and not from the service fee, a predetermined discount. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-readable medium tangibly embodying instructions executable by a computer processor, the instructions including instructions for:
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receiving inputs including indications of a transaction amount and a type of transaction; determining whether the transaction amount exceeds a predetermined threshold; determining the type of transaction to be one of a cash transaction and a payment card transaction; and if the type of transaction is a cash transaction and not a payment card transaction, and if the transaction amount exceeds the predetermined threshold, adding to the transaction amount a predetermined service fee, and subtracting from the transaction amount, and not from the service fee, a predetermined discount. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A computing device having a processor and a memory, the device being configured to:
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receive inputs including indications of a transaction amount and a type of transaction; determine whether the transaction amount exceeds a predetermined threshold; determine the type of transaction to be one of a cash transaction and a payment card transaction; and if the type of transaction is a cash transaction and not a payment card transaction, and if the transaction amount exceeds the predetermined threshold, adding to the transaction amount a predetermined service fee, and subtracting from the transaction amount, and not from the service fee a predetermined discount. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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22. A method, comprising:
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receiving, in a computing device that includes a processor and a memory, inputs including indications of a transaction amount and a type of transaction; determining whether the transaction amount exceeds a predetermined threshold; determining the type of transaction to be one of a cash transaction and a payment card transaction; and if the type of transaction is a cash transaction and not a payment card transaction, and if the transaction amount exceeds the predetermined threshold, adding to the transaction amount a predetermined service fee, and subtracting from the transaction amount, and not from the service fee, a predetermined discount;
wherein the discount exceeds the service fee.
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Specification